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Welcome to The Enclave at Harmony! Located within a private, gated enclave, this beautifully maintained single-story home offers privacy, comfort, and peaceful conservation views. Attractive landscaping creates inviting curb appeal, while the open concept floor plan provides a natural flow between the living, dining, and kitchen areas. Upgrades include driveway & walkway pavers, screened lanai with pavers, stainless steel appliances & quartz countertops. Walk In Pantry in Kitchen, tile in main living areas and entry, great room includes electric outlet on the Floor, owners suite & bathroom 3 tile to the ceiling & built in shelf in both showers! Storage shelves in garage, pre-plumed for outdoor kitchen and pre-plumed in garage for water softener. The home features 3 spacious bedrooms and 2 bathrooms, including a generous primary suite with an oversized walk-in closet. The kitchen offers stainless steel appliances, custom wood cabinetry, and expanded countertop space, making it ideal for everyday living and entertaining. Sliding glass doors lead to a private outdoor patio overlooking a preserved conservation area, providing a tranquil setting with no rear neighbors. A spacious laundry room includes washer & dryer, built-in cabinetry, closet and a utility sink adds extra storage and convenience. Enjoy the exceptional Harmony lifestyle with resort-style amenities, including an 18-hole championship golf course, lakefront docks with resident use boats and kayaks, swimming pools, splash pad, tennis, pickleball, basketball, sand volleyball, playgrounds, nature trails, and a community garden. Harmony also offers local shops and restaurants, scenic lake and conservation views, and a golf cart-friendly atmosphere. The community features an elementary school within the neighborhood and tunnel access to the middle and high schools. Experience the perfect blend of privacy, nature, recreation, and convenience in this desirable Harmony community! Located in the desirable community of Harmony. Living in Harmony you are close to Golf Course, coffee shop, pizza & Mexican restaurant. Close to amenities including Buck Lake with community boats and a fishing pier, scenic rocking chairs and bench swings, miles of walking trails, dog parks, playgrounds, a fitness center, two sparkling pools, and more. Harmony is close to Orlando International Airport and the East Coast Beaches. Don’t miss your chance to call this move in ready home yours! Schedule your private showing today! Buyer to verify all room measurements. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home! Schedule your private showing today! Buyer to verify all room measurements.

3 Beds ⋅ 2 Baths ⋅ Enclave At Lakes Of Harmony SubDv. ⋅ 34773 Zip Code

Welcome to The Enclave at Harmony! Located within a private, gated enclave, this beautifully maintained single-story home offers privacy, comfort, and peaceful conservation views. Attractive landscaping creates inviting curb appeal, while the open concept floor plan provides a natural flow between the living, dining, and kitchen areas. Upgrades include driveway & walkway pavers, screened lanai with pavers, stainless steel appliances & quartz countertops. Walk In Pantry in Kitchen, tile in main living areas and entry, great room includes electric outlet on the Floor, owners suite & bathroom 3 tile to the ceiling & built in shelf in both showers! Storage shelves in garage, pre-plumed for outdoor kitchen and pre-plumed in garage for water softener. The home features 3 spacious bedrooms and 2 bathrooms, including a generous primary suite with an oversized walk-in closet. The kitchen offers stainless steel appliances, custom wood cabinetry, and expanded countertop space, making it ideal for everyday living and entertaining. Sliding glass doors lead to a private outdoor patio overlooking a preserved conservation area, providing a tranquil setting with no rear neighbors. A spacious laundry room includes washer & dryer, built-in cabinetry, closet and a utility sink adds extra storage and convenience. Enjoy the exceptional Harmony lifestyle with resort-style amenities, including an 18-hole championship golf course, lakefront docks with resident use boats and kayaks, swimming pools, splash pad, tennis, pickleball, basketball, sand volleyball, playgrounds, nature trails, and a community garden. Harmony also offers local shops and restaurants, scenic lake and conservation views, and a golf cart-friendly atmosphere. The community features an elementary school within the neighborhood and tunnel access to the middle and high schools. Experience the perfect blend of privacy, nature, recreation, and convenience in this desirable Harmony community! Located in the desirable community of Harmony. Living in Harmony you are close to Golf Course, coffee shop, pizza & Mexican restaurant. Close to amenities including Buck Lake with community boats and a fishing pier, scenic rocking chairs and bench swings, miles of walking trails, dog parks, playgrounds, a fitness center, two sparkling pools, and more. Harmony is close to Orlando International Airport and the East Coast Beaches. Don’t miss your chance to call this move in ready home yours! Schedule your private showing today! Buyer to verify all room measurements. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home! Schedule your private showing today! Buyer to verify all room measurements.

3116 Oxbow Ct, St Cloud

$32,500

Large 2.5-acre lot located in a rural area between St. Cloud and Melbourne Florida off of Crabgrass Rd. If you are looking for a country setting to build your home this could be the one.

Acreage & Unrec SubDv. ⋅ 34773 Zip Code

Large 2.5-acre lot located in a rural area between St. Cloud and Melbourne Florida off of Crabgrass Rd. If you are looking for a country setting to build your home this could be the one.

Muse Road, St Cloud

$179,999

Explore the possibilities with this vacant parcel located at 0 Shakedown St in Saint Cloud, FL 34773. Situated in a peaceful Central Florida setting, this property offers an opportunity for buyers looking to invest in land. Enjoy the natural surroundings while being within reach of the amenities and attractions of the greater Saint Cloud area. Whether you're looking to expand your investment portfolio or secure land for the future, this property is worth exploring. Buyers are encouraged to conduct their own due diligence regarding zoning, land use, access, utilities, and any potential development restrictions.

Acreage & Unrec SubDv. ⋅ 34773 Zip Code

Explore the possibilities with this vacant parcel located at 0 Shakedown St in Saint Cloud, FL 34773. Situated in a peaceful Central Florida setting, this property offers an opportunity for buyers looking to invest in land. Enjoy the natural surroundings while being within reach of the amenities and attractions of the greater Saint Cloud area. Whether you're looking to expand your investment portfolio or secure land for the future, this property is worth exploring. Buyers are encouraged to conduct their own due diligence regarding zoning, land use, access, utilities, and any potential development restrictions.

Shakedown Street, St Cloud

$337,990

Welcome to the Coronado, an end of row townhome at Cyrene at Harmony with 3 bedrooms, 2.5 baths, 1,469 sq. ft., and a 2-car garage. As an end of row, it has a side-entry front door for more privacy and curb appeal. The first floor is open concept, with the kitchen and family room flowing together, plus a powder room for guests. Sliding glass doors open to a covered lanai and patio, giving you easy indoor-outdoor living. Upstairs, the primary suite has a walk-in closet, a dual-sink vanity, and a window in the bathroom that brings in natural light. Two more bedrooms, a flex space for a home office or hobbies, and an upstairs laundry room complete the second floor. Located in the Harmony community, close to Harmony schools, parks, and the community pool. Schedule your tour today!

3 Beds ⋅ 3 Baths ⋅ Cyrene At Harmony SubDv. ⋅ 34773 Zip Code

Welcome to the Coronado, an end of row townhome at Cyrene at Harmony with 3 bedrooms, 2.5 baths, 1,469 sq. ft., and a 2-car garage. As an end of row, it has a side-entry front door for more privacy and curb appeal. The first floor is open concept, with the kitchen and family room flowing together, plus a powder room for guests. Sliding glass doors open to a covered lanai and patio, giving you easy indoor-outdoor living. Upstairs, the primary suite has a walk-in closet, a dual-sink vanity, and a window in the bathroom that brings in natural light. Two more bedrooms, a flex space for a home office or hobbies, and an upstairs laundry room complete the second floor. Located in the Harmony community, close to Harmony schools, parks, and the community pool. Schedule your tour today!

2732 Meadow Crest Drive, St Cloud

$408,990

Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3134 House Finch Road, St Cloud

$408,914

Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3083 Grey Moss Drive, St Cloud

$368,629

The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3059 Grey Moss Drive, St Cloud

$366,914

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3089 Grey Moss Drive, St Cloud

$411,490

Virtually Staged. Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Virtually Staged. Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3175 House Finch Road, St Cloud

$1,750,000

**LOCATION, LOCATION, LOCATION! LUXURY LIVING IN HARMONY — A COMMUNITY THAT FEELS LIKE ITS OWN LITTLE TOWN!** Welcome to an extraordinary, luxuriously upgraded custom estate offering approximately 6,345 square feet of living space, 7 bedrooms, 5 full bathrooms, 1 half bathroom, and a 5-CAR GARAGE! Nestled in the beautiful master-planned community of Harmony, this remarkable residence combines grand architecture, extensive renovations, and an exceptional Florida lifestyle! **THE BIG-TICKET UPGRADES ARE ALREADY DONE!** Featuring a NEW METAL SHINGLE ROOF (2024), ALL THREE A/C UNITS REPLACED (2022), TWO NEW GAS WATER HEATERS (2022), a COMPLETELY RENOVATED KITCHEN, ALL NEWLY RENOVATED BATHROOMS featuring luxurious upgraded toilets, and stunning NEW GRANITE FLOORING! These substantial improvements bring modern comfort, elegance, and sophistication to this exceptional residence. Step inside and discover SOARING CEILINGS, dramatic architectural details, elegant columns, expansive living areas, and beautiful finishes. The newly redesigned kitchen serves as a stunning centerpiece for everyday living and entertaining, while the spacious floor plan offers incredible flexibility for guests, multigenerational living, and those who appreciate room to spread out. **YOUR PRIVATE ENTERTAINMENT PARADISE!** Enjoy your own SWIMMING POOL, OUTDOOR KITCHEN, dedicated THEATER ROOM, and extraordinary ROOFTOP ENTERTAINING DECK WITH SPA! Imagine hosting unforgettable gatherings, relaxing beneath the stars, or enjoying the Florida sunshine from your private retreat. This home was designed to impress! **BUT THE LIFESTYLE DOESN'T END AT YOUR FRONT DOOR!** Harmony is so much more than a neighborhood — it's a charming, thoughtfully planned community with the feeling of its OWN LITTLE TOWN! Enjoy nearby SCHOOLS, EARLY CHILDHOOD EDUCATION OPTIONS, RESTAURANTS, SHOPPING, DOG DAYCARE & DOG SPA SERVICES, COMMUNITY SWIMMING POOLS, TENNIS & BASKETBALL COURTS, PLAYGROUNDS, PARKS, and miles of scenic WALKING & BIKING TRAILS! Discover beautiful BUCK LAKE with its LAKESIDE BEACH AREA, fishing, kayaking, canoeing, and recreational boating opportunities. Golf enthusiasts will appreciate the beautiful HARMONY GOLF PRESERVE, while nature lovers can embrace the picturesque lakes, open spaces, and natural surroundings. The charming town center adds convenience and character, bringing everyday essentials and recreational opportunities together in one remarkable community! Convenient access to US-192 connects residents to St. Cloud, shopping, dining, and greater Central Florida while maintaining Harmony's distinctive small-town atmosphere. **WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE EXTRAORDINARY?** A luxuriously renovated custom estate, substantial system upgrades, incredible entertainment spaces, and an exceptional community lifestyle! **EXPERIENCE THE HOME. DISCOVER THE COMMUNITY. LIVE THE HARMONY LIFESTYLE!** Schedule your private showing today!

7 Beds ⋅ 5 Baths ⋅ Birchwood Nbhds B & C SubDv. ⋅ 34773 Zip Code

**LOCATION, LOCATION, LOCATION! LUXURY LIVING IN HARMONY — A COMMUNITY THAT FEELS LIKE ITS OWN LITTLE TOWN!** Welcome to an extraordinary, luxuriously upgraded custom estate offering approximately 6,345 square feet of living space, 7 bedrooms, 5 full bathrooms, 1 half bathroom, and a 5-CAR GARAGE! Nestled in the beautiful master-planned community of Harmony, this remarkable residence combines grand architecture, extensive renovations, and an exceptional Florida lifestyle! **THE BIG-TICKET UPGRADES ARE ALREADY DONE!** Featuring a NEW METAL SHINGLE ROOF (2024), ALL THREE A/C UNITS REPLACED (2022), TWO NEW GAS WATER HEATERS (2022), a COMPLETELY RENOVATED KITCHEN, ALL NEWLY RENOVATED BATHROOMS featuring luxurious upgraded toilets, and stunning NEW GRANITE FLOORING! These substantial improvements bring modern comfort, elegance, and sophistication to this exceptional residence. Step inside and discover SOARING CEILINGS, dramatic architectural details, elegant columns, expansive living areas, and beautiful finishes. The newly redesigned kitchen serves as a stunning centerpiece for everyday living and entertaining, while the spacious floor plan offers incredible flexibility for guests, multigenerational living, and those who appreciate room to spread out. **YOUR PRIVATE ENTERTAINMENT PARADISE!** Enjoy your own SWIMMING POOL, OUTDOOR KITCHEN, dedicated THEATER ROOM, and extraordinary ROOFTOP ENTERTAINING DECK WITH SPA! Imagine hosting unforgettable gatherings, relaxing beneath the stars, or enjoying the Florida sunshine from your private retreat. This home was designed to impress! **BUT THE LIFESTYLE DOESN'T END AT YOUR FRONT DOOR!** Harmony is so much more than a neighborhood — it's a charming, thoughtfully planned community with the feeling of its OWN LITTLE TOWN! Enjoy nearby SCHOOLS, EARLY CHILDHOOD EDUCATION OPTIONS, RESTAURANTS, SHOPPING, DOG DAYCARE & DOG SPA SERVICES, COMMUNITY SWIMMING POOLS, TENNIS & BASKETBALL COURTS, PLAYGROUNDS, PARKS, and miles of scenic WALKING & BIKING TRAILS! Discover beautiful BUCK LAKE with its LAKESIDE BEACH AREA, fishing, kayaking, canoeing, and recreational boating opportunities. Golf enthusiasts will appreciate the beautiful HARMONY GOLF PRESERVE, while nature lovers can embrace the picturesque lakes, open spaces, and natural surroundings. The charming town center adds convenience and character, bringing everyday essentials and recreational opportunities together in one remarkable community! Convenient access to US-192 connects residents to St. Cloud, shopping, dining, and greater Central Florida while maintaining Harmony's distinctive small-town atmosphere. **WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE EXTRAORDINARY?** A luxuriously renovated custom estate, substantial system upgrades, incredible entertainment spaces, and an exceptional community lifestyle! **EXPERIENCE THE HOME. DISCOVER THE COMMUNITY. LIVE THE HARMONY LIFESTYLE!** Schedule your private showing today!

3301 Schoolhouse Road, St Cloud

$445,000

Welcome home to Harmony! This beautifully maintained single-story 4-bedroom, 3-bathroom home offers easy, comfortable living in one of St. Cloud’s most sought-after master-planned communities. A charming front porch greets you at the door, and inside you’ll find wood flooring, custom interior shutters, and a separate flex room that works well as a home office, study, or guest space. The kitchen features a breakfast bar overlooking the living area, plus an eating space for casual meals. The primary ensuite is a true retreat, with a custom built-in closet, a walk-in shower, dual vanities, and a separate water closet. The inside laundry room adds everyday convenience, and a new roof gives you peace of mind. Out back, the fully fenced yard is ideal for pets, play, and entertaining. A front-loading garage completes the home. Harmony residents enjoy resort-style pools, a fitness center, tennis and racquetball courts, playgrounds, a dog park, and miles of trails. Fish from the pier or boat on Buck Lake, play a round of golf, and walk to Harmony Square for dining and shopping. Harmony’s schools are right in the neighborhood, and the Turnpike and Lake Nona Medical City are minutes away. *Click on VIRTUAL TOUR LINK 2 for a 3-D walkthrough of this home*

4 Beds ⋅ 3 Baths ⋅ Harmony Nbhd G H F SubDv. ⋅ 34773 Zip Code

Welcome home to Harmony! This beautifully maintained single-story 4-bedroom, 3-bathroom home offers easy, comfortable living in one of St. Cloud’s most sought-after master-planned communities. A charming front porch greets you at the door, and inside you’ll find wood flooring, custom interior shutters, and a separate flex room that works well as a home office, study, or guest space. The kitchen features a breakfast bar overlooking the living area, plus an eating space for casual meals. The primary ensuite is a true retreat, with a custom built-in closet, a walk-in shower, dual vanities, and a separate water closet. The inside laundry room adds everyday convenience, and a new roof gives you peace of mind. Out back, the fully fenced yard is ideal for pets, play, and entertaining. A front-loading garage completes the home. Harmony residents enjoy resort-style pools, a fitness center, tennis and racquetball courts, playgrounds, a dog park, and miles of trails. Fish from the pier or boat on Buck Lake, play a round of golf, and walk to Harmony Square for dining and shopping. Harmony’s schools are right in the neighborhood, and the Turnpike and Lake Nona Medical City are minutes away. *Click on VIRTUAL TOUR LINK 2 for a 3-D walkthrough of this home*

3214 Bayflower Ave, Harmony

$367,993

Welcome to this beautiful single-story home in the desirable Harmony area of St. Cloud! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,504 square feet of living space, this home offers a comfortable and functional layout. Built in 2024, the property features a modern design and a great opportunity for buyers seeking a newer home in Central Florida. Conveniently located near shopping, dining, parks, schools, and major roadways. Don’t miss the opportunity to make this home your own! Schedule your private showing today.

3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Pb 2c & 2d SubDv. ⋅ 34773 Zip Code

Welcome to this beautiful single-story home in the desirable Harmony area of St. Cloud! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,504 square feet of living space, this home offers a comfortable and functional layout. Built in 2024, the property features a modern design and a great opportunity for buyers seeking a newer home in Central Florida. Conveniently located near shopping, dining, parks, schools, and major roadways. Don’t miss the opportunity to make this home your own! Schedule your private showing today.

7083 Mottled Duck Drive, St Cloud

$640,000

Unlock the potential of this high-visibility 1-acre lot located within the prestigious AmeraCenter Mixed-Use Development. Positioned directly on Highway 192, this site boasts dual signalized intersection frontage, making it ideal for businesses seeking maximum exposure and accessibility Size: Approx. 1 acre Zoning: OMXD – Mixed Use District Utilities: Public water & sewer available Perfect for a shopping plaza, medical/dental office, restaurant, or light industrial use. Located within the growing Amera Central Community, this lot offers unmatched flexibility and long-term value.

Ameracenter Ph 3 SubDv. ⋅ 34773 Zip Code

Unlock the potential of this high-visibility 1-acre lot located within the prestigious AmeraCenter Mixed-Use Development. Positioned directly on Highway 192, this site boasts dual signalized intersection frontage, making it ideal for businesses seeking maximum exposure and accessibility Size: Approx. 1 acre Zoning: OMXD – Mixed Use District Utilities: Public water & sewer available Perfect for a shopping plaza, medical/dental office, restaurant, or light industrial use. Located within the growing Amera Central Community, this lot offers unmatched flexibility and long-term value.

6301 Amera Trail Unit 7H, St Cloud

$534,990

Under Construction. Welcome to 6873 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,119 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for everyday living and entertaining. The quality of design is evident throughout, with well-appointed finishes and a functional layout that maximizes every square foot of the home. The owner's bedroom features a private en-suite bathroom, providing a comfortable retreat. Additional bedrooms offer generous space for family, guests, or flexible use. The covered lanai extends the living area outdoors, perfect for enjoying the Florida climate year-round. This home is situated in a well-planned neighborhood with convenient proximity to parks and recreational areas, making it an excellent setting for an active lifestyle. The quality of design from M/I Homes ensures lasting value and comfort in this move-in ready home.

5 Beds ⋅ 5 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code

Under Construction. Welcome to 6873 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,119 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for everyday living and entertaining. The quality of design is evident throughout, with well-appointed finishes and a functional layout that maximizes every square foot of the home. The owner's bedroom features a private en-suite bathroom, providing a comfortable retreat. Additional bedrooms offer generous space for family, guests, or flexible use. The covered lanai extends the living area outdoors, perfect for enjoying the Florida climate year-round. This home is situated in a well-planned neighborhood with convenient proximity to parks and recreational areas, making it an excellent setting for an active lifestyle. The quality of design from M/I Homes ensures lasting value and comfort in this move-in ready home.

6873 Yellow Warbler Bend, St Cloud

$511,000

Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

5 Beds ⋅ 4 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code

Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

7133 Indiangrass Road, St Cloud

$554,990

Under Construction. Welcome to 6855 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This spacious 2-story home offers 3,102 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow throughout the main areas of the home. The quality of design is evident in every detail, from the well-appointed finishes to the functional layout that balances comfort and style. The owner's bedroom includes a private en-suite bathroom, providing a relaxing retreat. Additional bedrooms offer generous space for family, guests, or a home office. Enjoy outdoor living on the lanai — a perfect spot for relaxing or entertaining throughout the year.

5 Beds ⋅ 5 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code

Under Construction. Welcome to 6855 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This spacious 2-story home offers 3,102 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow throughout the main areas of the home. The quality of design is evident in every detail, from the well-appointed finishes to the functional layout that balances comfort and style. The owner's bedroom includes a private en-suite bathroom, providing a relaxing retreat. Additional bedrooms offer generous space for family, guests, or a home office. Enjoy outdoor living on the lanai — a perfect spot for relaxing or entertaining throughout the year.

6855 Yellow Warbler Bend, St Cloud

$559,990

Under Construction. Welcome to 6783 Yellow Warbler Bend, Saint Cloud, Florida — a stunning new construction home built by M/I Homes. This 2-story home offers 3,120 square feet of thoughtfully designed living space, featuring 5 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality.

5 Beds ⋅ 4 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code

Under Construction. Welcome to 6783 Yellow Warbler Bend, Saint Cloud, Florida — a stunning new construction home built by M/I Homes. This 2-story home offers 3,120 square feet of thoughtfully designed living space, featuring 5 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality.

6783 Yellow Warbler Bend, St Cloud

$579,990

Under Construction. Welcome to 6765 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,556 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, ideal for comfortable everyday living and effortless entertaining. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, from the well-appointed finishes to the carefully planned floorplan that maximizes both style and function. The owner's bedroom features a private en-suite bathroom, providing a relaxing retreat at the end of each day. Outside, a covered lanai extends your living space and offers a perfect setting for relaxing or hosting guests in the fresh Florida air.

5 Beds ⋅ 4 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code

Under Construction. Welcome to 6765 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,556 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, ideal for comfortable everyday living and effortless entertaining. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, from the well-appointed finishes to the carefully planned floorplan that maximizes both style and function. The owner's bedroom features a private en-suite bathroom, providing a relaxing retreat at the end of each day. Outside, a covered lanai extends your living space and offers a perfect setting for relaxing or hosting guests in the fresh Florida air.

6765 Yellow Warbler Bend, St Cloud

$392,900

Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7732 Bent Tree Loop, St Cloud

$387,900

Virtually Staged. 7702 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $387,900. 4 bedrooms, 3 full baths, 2,200 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7702 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $387,900. 4 bedrooms, 3 full baths, 2,200 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7702 Bent Tree Loop, St Cloud

$379,500

Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. Buyer to verify all room dimensions, square footage and HOA restrictions.

3 Beds ⋅ 2 Baths ⋅ Harmony Nbrhd J SubDv. ⋅ 34773 Zip Code

Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. Buyer to verify all room dimensions, square footage and HOA restrictions.

3113 Songbird Cir, St Cloud

$378,900

Virtually Staged. 7696 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7696 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7696 Bent Tree Loop, Harmony

$391,900

Virtually Staged. 7708 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $391,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $20,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7708 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $391,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $20,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7708 Bent Tree Loop, St Cloud

$378,900

Virtually Staged. 7678 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7678 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7678 Bent Tree Loop, Harmony

$367,900

Virtually Staged. 7672 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $367,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7672 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $367,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7672 Bent Tree Loop, St Cloud

$366,900

Virtually Staged. 7624 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $366,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,931.72/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $366,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7624 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $366,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,931.72/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $366,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7624 Bent Tree Loop, St Cloud

$349,900

Virtually Staged. 3614 BRIARLYNNE WAY | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $349,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $23,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 3614 BRIARLYNNE WAY | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $349,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $23,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3614 Briarlynne Way, St Cloud

$110,000

Build Your Dream Home in St. Cloud – No HOA, No Wetlands, and No Flood Zone! Discover the possibilities with this vacant lot located on Salem Road in Canaveral Acres. Offering 100% dry land with no wetlands and located outside of a flood zone, this property provides an excellent opportunity to build your dream home or invest in land for the future. Zoned Rural Acreage, the property allows for a single-family residence or manufactured home, offering flexibility to suit your needs. Enjoy the freedom of NO HOA and the peaceful surroundings of country living while still being within reach of St. Cloud's shopping, dining, schools, and everyday conveniences. Whether you're looking to build a custom home, place a manufactured home, or secure land as a long-term investment, this property offers plenty of potential. Don't miss this opportunity to own a piece of Florida land with endless possibilities! Buyer to verify zoning, permitted uses, utilities, and building requirements with Osceola County.

Canaveral Acres 3 SubDv. ⋅ 34773 Zip Code

Build Your Dream Home in St. Cloud – No HOA, No Wetlands, and No Flood Zone! Discover the possibilities with this vacant lot located on Salem Road in Canaveral Acres. Offering 100% dry land with no wetlands and located outside of a flood zone, this property provides an excellent opportunity to build your dream home or invest in land for the future. Zoned Rural Acreage, the property allows for a single-family residence or manufactured home, offering flexibility to suit your needs. Enjoy the freedom of NO HOA and the peaceful surroundings of country living while still being within reach of St. Cloud's shopping, dining, schools, and everyday conveniences. Whether you're looking to build a custom home, place a manufactured home, or secure land as a long-term investment, this property offers plenty of potential. Don't miss this opportunity to own a piece of Florida land with endless possibilities! Buyer to verify zoning, permitted uses, utilities, and building requirements with Osceola County.

9330 Salem Road, St Cloud

$310,000

Short Sale. This is a short sale not approved price. Discover the Lifestyle You’ve Been Looking For in St. Cloud, Florida! Welcome to 7142 Five Oaks Dr, St. Cloud, FL 34773! Discover the opportunity to make St. Cloud your home and enjoy the best of Central Florida living. Whether you're a first-time homebuyer, a young couple ready to start your next chapter, or a growing family looking for a place to create lasting memories, this location offers a wonderful opportunity to enjoy a lifestyle that blends everyday comfort with outdoor adventure. Enjoy the charm of St. Cloud, where you can spend weekends exploring local parks, enjoying waterfront views, discovering local restaurants, or taking a relaxing stroll through historic downtown. With opportunities for outdoor recreation, family-friendly activities, and convenient access to the greater Central Florida area, there's always something new to experience. Imagine spending your weekends enjoying a picnic by the lake, taking a scenic bike ride, exploring local shops, or planning a fun family outing. In St. Cloud, home is more than just a place to live, it's an opportunity to build your future, connect with your community, and enjoy the moments that matter most. Make your next move in St. Cloud and start creating the lifestyle you've been dreaming of!

3 Beds ⋅ 3 Baths ⋅ Ashley Park At Harmony SubDv. ⋅ 34773 Zip Code

Short Sale. This is a short sale not approved price. Discover the Lifestyle You’ve Been Looking For in St. Cloud, Florida! Welcome to 7142 Five Oaks Dr, St. Cloud, FL 34773! Discover the opportunity to make St. Cloud your home and enjoy the best of Central Florida living. Whether you're a first-time homebuyer, a young couple ready to start your next chapter, or a growing family looking for a place to create lasting memories, this location offers a wonderful opportunity to enjoy a lifestyle that blends everyday comfort with outdoor adventure. Enjoy the charm of St. Cloud, where you can spend weekends exploring local parks, enjoying waterfront views, discovering local restaurants, or taking a relaxing stroll through historic downtown. With opportunities for outdoor recreation, family-friendly activities, and convenient access to the greater Central Florida area, there's always something new to experience. Imagine spending your weekends enjoying a picnic by the lake, taking a scenic bike ride, exploring local shops, or planning a fun family outing. In St. Cloud, home is more than just a place to live, it's an opportunity to build your future, connect with your community, and enjoy the moments that matter most. Make your next move in St. Cloud and start creating the lifestyle you've been dreaming of!

7142 Five Oaks Drive, Harmony

$460,000

Make your next move with $12,000 toward closing costs, plus an additional brokerage credit of your loan amount when financing through the preferred lender. Incentives are subject to the terms and limitations below. Welcome to 2835 Harmonia Hammock Road in St. Cloud, where an open layout, a spacious kitchen, and inviting gathering spaces bring everyday comfort together. The kitchen anchors the main living area with granite countertops, stainless steel appliances, ample cabinetry, and a generous island with seating. Its connection to the dining and living areas makes everything from morning coffee to dinner with guests feel effortless. Neutral tile flooring throughout the main living areas offers a clean backdrop for your personal style, complemented by recessed lighting. Sliding glass doors lead to the backyard, providing space for outdoor relaxation, dining, or your next landscaping project. The two-story layout offers flexibility for everyday living, while an attached two-car garage and spacious driveway add practical convenience. Schedule your private showing today and request the details on both closing-cost incentives.

5 Beds ⋅ 3 Baths ⋅ Villages At Harmony Ph 1b SubDv. ⋅ 34773 Zip Code

Make your next move with $12,000 toward closing costs, plus an additional brokerage credit of your loan amount when financing through the preferred lender. Incentives are subject to the terms and limitations below. Welcome to 2835 Harmonia Hammock Road in St. Cloud, where an open layout, a spacious kitchen, and inviting gathering spaces bring everyday comfort together. The kitchen anchors the main living area with granite countertops, stainless steel appliances, ample cabinetry, and a generous island with seating. Its connection to the dining and living areas makes everything from morning coffee to dinner with guests feel effortless. Neutral tile flooring throughout the main living areas offers a clean backdrop for your personal style, complemented by recessed lighting. Sliding glass doors lead to the backyard, providing space for outdoor relaxation, dining, or your next landscaping project. The two-story layout offers flexibility for everyday living, while an attached two-car garage and spacious driveway add practical convenience. Schedule your private showing today and request the details on both closing-cost incentives.

2835 Harmonia Hammock Road, St Cloud

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