34773 Saint Cloud FL Homes For Sale

34773 Saint Cloud FL Homes For Sale

View all the homes for sale in 34773 Saint Cloud FL at a median price for all buyers. See pricing and listing details of 34773 Saint Cloud FL real estate for sale.

34773 Saint Cloud FL Homes For Sale

3116 Oxbow Ct, St Cloud
$390,000
3 Beds ⋅ 2 Baths ⋅ Enclave At Lakes Of Harmony SubDv. ⋅ 34773 Zip Code
Welcome to The Enclave at Harmony! Located within a private, gated enclave, this beautifully maintained single-story home offers privacy, comfort, and peaceful conservation views. Attractive landscaping creates inviting curb appeal, while the open concept floor plan provides a natural flow between the living, dining, and kitchen areas. Upgrades include driveway & walkway pavers, screened lanai with pavers, stainless steel appliances & quartz countertops. Walk In Pantry in Kitchen, tile in main living areas and entry, great room includes electric outlet on the Floor, owners suite & bathroom 3 tile to the ceiling & built in shelf in both showers! Storage shelves in garage, pre-plumed for outdoor kitchen and pre-plumed in garage for water softener. The home features 3 spacious bedrooms and 2 bathrooms, including a generous primary suite with an oversized walk-in closet. The kitchen offers stainless steel appliances, custom wood cabinetry, and expanded countertop space, making it ideal for everyday living and entertaining. Sliding glass doors lead to a private outdoor patio overlooking a preserved conservation area, providing a tranquil setting with no rear neighbors. A spacious laundry room includes washer & dryer, built-in cabinetry, closet and a utility sink adds extra storage and convenience. Enjoy the exceptional Harmony lifestyle with resort-style amenities, including an 18-hole championship golf course, lakefront docks with resident use boats and kayaks, swimming pools, splash pad, tennis, pickleball, basketball, sand volleyball, playgrounds, nature trails, and a community garden. Harmony also offers local shops and restaurants, scenic lake and conservation views, and a golf cart-friendly atmosphere. The community features an elementary school within the neighborhood and tunnel access to the middle and high schools. Experience the perfect blend of privacy, nature, recreation, and convenience in this desirable Harmony community! Located in the desirable community of Harmony. Living in Harmony you are close to Golf Course, coffee shop, pizza & Mexican restaurant. Close to amenities including Buck Lake with community boats and a fishing pier, scenic rocking chairs and bench swings, miles of walking trails, dog parks, playgrounds, a fitness center, two sparkling pools, and more. Harmony is close to Orlando International Airport and the East Coast Beaches. Don’t miss your chance to call this move in ready home yours! Schedule your private showing today! Buyer to verify all room measurements. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home! Schedule your private showing today! Buyer to verify all room measurements.

3116 Oxbow Ct, St Cloud

3134 House Finch Road, St Cloud
$408,990
5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3134 House Finch Road, St Cloud

3083 Grey Moss Drive, St Cloud
$408,914
5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3083 Grey Moss Drive, St Cloud

3175 House Finch Road, St Cloud
$411,490
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Virtually Staged. Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3175 House Finch Road, St Cloud

3301 Schoolhouse Road, St Cloud
$1,750,000
7 Beds ⋅ 5 Baths ⋅ Birchwood Nbhds B & C SubDv. ⋅ 34773 Zip Code
**LOCATION, LOCATION, LOCATION! LUXURY LIVING IN HARMONY — A COMMUNITY THAT FEELS LIKE ITS OWN LITTLE TOWN!** Welcome to an extraordinary, luxuriously upgraded custom estate offering approximately 6,345 square feet of living space, 7 bedrooms, 5 full bathrooms, 1 half bathroom, and a 5-CAR GARAGE! Nestled in the beautiful master-planned community of Harmony, this remarkable residence combines grand architecture, extensive renovations, and an exceptional Florida lifestyle! **THE BIG-TICKET UPGRADES ARE ALREADY DONE!** Featuring a NEW METAL SHINGLE ROOF (2024), ALL THREE A/C UNITS REPLACED (2022), TWO NEW GAS WATER HEATERS (2022), a COMPLETELY RENOVATED KITCHEN, ALL NEWLY RENOVATED BATHROOMS featuring luxurious upgraded toilets, and stunning NEW GRANITE FLOORING! These substantial improvements bring modern comfort, elegance, and sophistication to this exceptional residence. Step inside and discover SOARING CEILINGS, dramatic architectural details, elegant columns, expansive living areas, and beautiful finishes. The newly redesigned kitchen serves as a stunning centerpiece for everyday living and entertaining, while the spacious floor plan offers incredible flexibility for guests, multigenerational living, and those who appreciate room to spread out. **YOUR PRIVATE ENTERTAINMENT PARADISE!** Enjoy your own SWIMMING POOL, OUTDOOR KITCHEN, dedicated THEATER ROOM, and extraordinary ROOFTOP ENTERTAINING DECK WITH SPA! Imagine hosting unforgettable gatherings, relaxing beneath the stars, or enjoying the Florida sunshine from your private retreat. This home was designed to impress! **BUT THE LIFESTYLE DOESN'T END AT YOUR FRONT DOOR!** Harmony is so much more than a neighborhood — it's a charming, thoughtfully planned community with the feeling of its OWN LITTLE TOWN! Enjoy nearby SCHOOLS, EARLY CHILDHOOD EDUCATION OPTIONS, RESTAURANTS, SHOPPING, DOG DAYCARE & DOG SPA SERVICES, COMMUNITY SWIMMING POOLS, TENNIS & BASKETBALL COURTS, PLAYGROUNDS, PARKS, and miles of scenic WALKING & BIKING TRAILS! Discover beautiful BUCK LAKE with its LAKESIDE BEACH AREA, fishing, kayaking, canoeing, and recreational boating opportunities. Golf enthusiasts will appreciate the beautiful HARMONY GOLF PRESERVE, while nature lovers can embrace the picturesque lakes, open spaces, and natural surroundings. The charming town center adds convenience and character, bringing everyday essentials and recreational opportunities together in one remarkable community! Convenient access to US-192 connects residents to St. Cloud, shopping, dining, and greater Central Florida while maintaining Harmony's distinctive small-town atmosphere. **WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE EXTRAORDINARY?** A luxuriously renovated custom estate, substantial system upgrades, incredible entertainment spaces, and an exceptional community lifestyle! **EXPERIENCE THE HOME. DISCOVER THE COMMUNITY. LIVE THE HARMONY LIFESTYLE!** Schedule your private showing today!

3301 Schoolhouse Road, St Cloud

7133 Indiangrass Road, St Cloud
$511,000
5 Beds ⋅ 4 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

7133 Indiangrass Road, St Cloud

7732 Bent Tree Loop, St Cloud
$392,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7732 Bent Tree Loop, St Cloud

7702 Bent Tree Loop, St Cloud
$387,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7702 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $387,900. 4 bedrooms, 3 full baths, 2,200 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7702 Bent Tree Loop, St Cloud

3113 Songbird Cir, St Cloud
$379,500
3 Beds ⋅ 2 Baths ⋅ Harmony Nbrhd J SubDv. ⋅ 34773 Zip Code
Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. Buyer to verify all room dimensions, square footage and HOA restrictions.

3113 Songbird Cir, St Cloud

7696 Bent Tree Loop, Harmony
$378,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7696 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7696 Bent Tree Loop, Harmony

7708 Bent Tree Loop, St Cloud
$391,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7708 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $391,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $20,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7708 Bent Tree Loop, St Cloud

7678 Bent Tree Loop, Harmony
$378,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7678 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $378,900. 3 bedrooms, 2 full baths, 1,970 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7678 Bent Tree Loop, Harmony

7672 Bent Tree Loop, St Cloud
$367,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7672 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $367,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7672 Bent Tree Loop, St Cloud

7624 Bent Tree Loop, St Cloud
$366,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7624 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $366,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,931.72/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $366,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7624 Bent Tree Loop, St Cloud

3614 Briarlynne Way, St Cloud
$349,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 3614 BRIARLYNNE WAY | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $349,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $23,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3614 Briarlynne Way, St Cloud

3120 Crispin Circle, St Cloud
$498,990
4 Beds ⋅ 4 Baths ⋅ Harmony West Ph 1a SubDv. ⋅ 34773 Zip Code
Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!

3120 Crispin Circle, St Cloud

6776 Huntleigh Hammock Road, St Cloud
$355,000
3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 1c-1 & 1d SubDv. ⋅ 34773 Zip Code
*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

6776 Huntleigh Hammock Road, St Cloud

2834 Brie Hammock Bend, St Cloud
$335,000
3 Beds ⋅ 3 Baths ⋅ Harmony West Twnhms SubDv. ⋅ 34773 Zip Code
Welcome to this beautifully appointed townhome in the highly desirable Harmony West community of St. Cloud, Florida. Built in 2024 by D.R. Horton, this popular Pearson model offers approximately 1,463 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2.5 bathrooms, a one-car garage, and concrete block construction on both levels. Ideally positioned to take advantage of beautiful water views, this home offers a peaceful and open backdrop from the rear of the property. From the moment you enter, the home’s bright, modern interior and open-concept design create an inviting atmosphere. The spacious first floor seamlessly connects the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. The stylish kitchen features stainless-steel appliances, ample cabinetry and counter space, a center island with bar top seating, and a spacious dining area. The comfortable living room opens to a rear concrete patio overlooking the water, creating an inviting outdoor setting for grilling, dining, or simply relaxing while enjoying the tranquil views. A convenient powder bathroom completes the first floor. Upstairs, the spacious primary suite features a walk-in closet and private ensuite bathroom with dual vanities. Two additional bedrooms provide flexibility for family, guests, or a home office, while a full guest bathroom and dedicated laundry room with washer and dryer add everyday convenience. The home is being offered fully furnished with stylish contemporary furnishings, creating a truly move-in-ready opportunity for a primary residence, second home, vacation property, or investment. Residents of Harmony West enjoy an exceptional array of resort-style amenities, including a beautiful clubhouse, resort-style pool with sun shelf, splash pad, fitness center, playground, dog park, and scenic walking and biking trails throughout the community. The master-planned setting combines a relaxed suburban atmosphere with convenient access to Lake Nona, Medical City, major highways, shopping, dining, Orlando International Airport, and an easy drive to Florida’s Atlantic beaches. With its modern 2024 construction, concrete block construction on both levels, beautiful water views, one car garage, fully furnished interior, and outstanding community amenities, this Harmony West townhome offers a turnkey Florida lifestyle with comfort, convenience, and a beautiful backdrop to enjoy year round.

2834 Brie Hammock Bend, St Cloud

5025 Apollo Ave, St Cloud
$359,000
2 Beds ⋅ 2 Baths ⋅ Canaveral Acres 1 SubDv. ⋅ 34773 Zip Code
NO HOA + NO CDD! Property is being sold fully furnished! Welcome to your own private retreat in Canaveral Acres! This brand-new 2-bedroom, 2 bathroom Lake Manor model is situated on a spacious 1.18-acre of land, offering the perfect combination of privacy, tranquility, and freedom, where your friends and family will experience a resort style stay with camping and fishing. The open floor plan creates a welcoming atmosphere with plenty of space to relax and entertain. The kitchen is truly the heart of this home, featuring a center island, brand-new stainless-steel appliances, abundant counter space, and an impressive amount of cabinet storage. The spacious primary suite offers a large walk-in closet and en-suite bathroom with a dual-sink vanity. The second bedroom also features a generous closet. Step outside and enjoy the incredible front porch, perfect for relaxing and taking in the peaceful surroundings. With NO HOA, there is plenty of flexibility for your lifestyle, including room for your boat, RV, pool, recreational equipment, and more! Canaveral Acres offers a peaceful escape from the hustle and bustle while keeping you within easy reach of Central Florida's many amenities and attractions. Enjoy nearby Harmony with golfing, hiking, parks, and outdoor recreation, while the beautiful beaches are approximately 30 minutes away. Whether you're looking for a private retreat, room to spread out, or a place to enjoy the Florida lifestyle, this property offers it all. Don't miss your opportunity to own your own slice of paradise in Canaveral Acres! This brand-new Lake Manor model is a must-see!

5025 Apollo Ave, St Cloud

7007 Five Oaks Drive, Harmony
$479,900
4 Beds ⋅ 3 Baths ⋅ Birchwood Nbhds B & C SubDv. ⋅ 34773 Zip Code
Price just improved by 20K & Seller is offering 10k towards permanent/temporary rate buy down if using preferred lender with acceptable contract. Finally, the Harmony home you’ve been waiting for is here! Perfectly positioned along the second green, this stunning custom-built 4-bedroom, 3-bath home offers the ideal combination of elegance, comfort, space, and location. Relax on the oversized front porch while enjoying beautiful golf course views looking over the 2nd green, or entertain family and friends from the spacious screened-in rear patio. Situated on an extra-wide 66-foot lot, this home offers one of the larger lots you’ll find in Harmony, along with a longer driveway providing additional front parking and a generously sized backyard. Inside, you’ll immediately notice the quality and thoughtful design found throughout this custom home. 10-foot ceilings, 8-foot doors, crown molding, solid-surface countertops, upgraded finishes, and an abundance of natural light create an open and elegant atmosphere. The spacious kitchen is designed for both everyday living and entertaining, featuring a large prep island with a second sink, 42-inch maple cabinetry, two in cabinet Lazy Susans for added storage, and decorative plant shelves. Upgraded luxury vinyl plank flooring extends throughout the bedrooms, while attractive tile flooring enhances the main living areas. The home truly shines when it’s time to entertain. French doors open from the main living area to the oversized screened-in rear porch, creating a seamless indoor-outdoor living space and making the home feel even larger when opened up. All four bedrooms are generously sized, providing plenty of room for family and guests. The spacious primary suite features two closets, dual vanities, a separate shower, garden tub, and private water closet. Bedroom 2 offers an especially versatile setup with its own private bathroom featuring a walk-in shower, plus a separate door leading directly to the rear screened patio — perfect for guests or entertaining. The oversized garage provides plenty of room for vehicles, storage, and hobbies. It features extra-tall 12-foot ceilings, a dedicated air-conditioning and water-heater room, and an impressive attic storage area above the garage with pull down attic stairs, plywood flooring and lighting already installed. Additional features include exterior security cameras and a brand-new smart garage door opener with an integrated security camera, allowing you to monitor and operate the garage securely from your phone. And perhaps best of all, many of the major updates have already been taken care of for you: Brand-new roof — October 2026 Brand-new tankless water heater — March 2026 New A/C system — May 2024 This is a home that combines the features home owners want, the space they need, and the Harmony location they dream about. From the golf course views and oversized lot to the custom details, generous bedrooms, incredible storage, and extensive updates, this home truly stands apart. If you know Harmony, you know how special this home is. Come see for yourself — this may be the one you’ve been waiting for!

7007 Five Oaks Drive, Harmony

2898 Turnstone Run, St Cloud
$344,950
4 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 1c-2 SubDv. ⋅ 34773 Zip Code
DR Horton better than new that includes Free and clear $40K solar Panels for years and years of energy savings. Priced thousands below appraisal and or any comparable property in the entire Harmony West subdivision, this 2022-built residence delivers a rare opportunity to own a home that feels better than new. A True Masterpiece Awaits 4 Bedrooms | 2 Full Baths | Freshly Painted Discover modern comfort in the highly sought-after Wiregrass community. This 2022 home looks and feels brand new, with fresh interior paint and move-in ready condition—ready for you to create lasting memories. Bright, Open Living Designed for Real Life Enjoy an airy open-concept layout with a true split-bedroom floor plan that floods every room with natural light. Perfect for relaxed family living or effortless entertaining. Chef’s Dream Kitchen • Solid wood cabinetry • Premium granite countertops • Upgraded stainless steel appliances • Expansive center island with seating for gathering • Ample walk-in pantry storage The kitchen opens beautifully to the dining and living areas, featuring durable tile flooring, stylish modern pendant lighting, and wide-open views. Entertaining has never been easier. Smart Ownership Advantage low HOA means you keep more of your money every month. This Is the One You’ve Been Waiting For This is not just another house in Harmony West—it’s the standout opportunity in the neighborhood. A 2022-built home that looks and feels brand new, priced significantly below both appraisal and the competition, with the exact floor plan and upgrades buyers are searching for. Don’t wait. Homes like this don’t last. Schedule your private showing today. Buyer is responsible for their own due diligence, including but not limited to verifying HOA information, community rules, square footage, lot size, room dimensions, and taxes. *Some Photos have been Virtually Staged*

2898 Turnstone Run, St Cloud

3306 Sagebrush Street, Harmony
$480,000
4 Beds ⋅ 3 Baths ⋅ Harmony Nbhd I SubDv. ⋅ 34773 Zip Code
ATTENTION 55+ active adults looking for the perfect home and community to retire at! Look no more! Come see this beautiful former model home, built by Cal-Atlantic, located in the fun-loving Harmony South Lakes neighborhood. Enjoy the open floor plan with glass sliders leading out to the roomy screened in lanai with tranquil views of the pond and golf course beyond. The kitchen, centrally located, with its granite countertops, stainless steel appliances and a prepping island is open to the family room providing a comfortable hosting experience when entertaining. This model home boasts a huge bonus room at the top of the stairway showcasing brick veneer walls and granite countertops, perfect for a home office, craft room or fourth bedroom, plus there is a full bathroom up there too. The second bonus/family room is located between two guest rooms, giving your guests their own private parlor if they are needing a little quiet time of their own. Living at the Lakes of Harmony gives you the opportunity to get out and have some fun at the private clubhouse with its gorgeous pool, gym, courts and recreation/gathering areas where you're sure to meet some friends to go play a round of golf on the Harmony championship golf course or to take part in one of the many Harmony Lakes active adult activities each month. Harmony is in a fantastic location! Just approximately a 30-minute drive east to I-95 at Melbourne or drive 15 more minutes and arrive at the Melbourne Beaches where you can enjoy the sand and surf! When driving West from Harmony you are approximately 20 minutes to the FL. Turnpike and Kissimmee. Drive north for 30 minutes and you will find the renowned Lake Nona and the Medical City. Orlando International Airport is approximately 40-45 minutes northwest of Harmony as well. This is a beautiful hidden Jem of a neighborhood! Make your viewing appointment today!

3306 Sagebrush Street, Harmony

3104 House Finch Road, St Cloud
$408,990
5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Under Construction. Harmony West presents the Robie. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious open-concept first floor includes a well-appointed kitchen with sleek stainless-steel appliances overlooking the living and dining area. Just off the living room you will find bedroom two and a full bathroom. As you move upstairs you are greeted with a nice sized living space to utilize for work or play. Bedroom one is located just off the loft space and includes a spacious walk-in closet and an en suite bathroom with a double vanity. Three additional bedrooms share a second upstairs bathroom and linen closet. Your laundry room is located on the second floor as well as extra storage closets. Like all homes in Harmony West, the Robie includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3104 House Finch Road, St Cloud

7714 Bent Tree Loop, St Cloud
$387,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
7714 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $387,900. 4 bedrooms, 2 full baths, 1,820 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $25,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7714 Bent Tree Loop, St Cloud

3620 Briarlynne Way, St Cloud
$407,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 3620 BRIARLYNNE WAY | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $407,900. 4 bedrooms, 2 full baths, 1 half bath, 2,202 sq ft. 2-car garage, granite counters, stainless appliances. Two-story layout with water views and upstairs laundry. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $25,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

3620 Briarlynne Way, St Cloud

6821 Habitat Drive, Harmony
$549,000
4 Beds ⋅ 3 Baths ⋅ Harmony Nbhd H-1 SubDv. ⋅ 34773 Zip Code
Experience elevated Florida living in the picturesque, master-planned community of Harmony. Surrounded by mature trees, lush landscaping and scenic natural beauty, residents enjoy a golf course, clubhouse, resort-style community pool, playground and inviting outdoor spaces. The elementary, middle and high schools are all located within approximately one mile. Shopping and everyday essentials are just minutes away, and the community is centrally positioned for convenient access to Walt Disney World, Orlando International Airport and Melbourne Beach. This spacious two-story residence blends a homey style with everyday versatility. The open-concept kitchen and living area are ideal for entertaining. The dry bar (or coffee bar) and separate pantry provide additional storage and convenience. The downstairs living area can serve as a formal sitting room, and the front dining room can easily be used as an elegant home office or study. Upstairs are four bedrooms, two full bathrooms and an expansive second living area—perfect for a media room, game room, fitness area or informal living space. Outside, a screened private pool and rear patio create a relaxing setting for year-round enjoyment. A pool-access bathroom is the perfect touch to keep wet feet from the main living area. The welcoming front porch complements the home's timeless appeal. Offering flexible living spaces, a private pool and outstanding community amenities, this distinctive Harmony residence delivers an exceptional combination of comfort, beauty and resort-inspired Florida living. Come home to your own oasis and turn this dream of a home into your reality.

6821 Habitat Drive, Harmony

3184 Songbird Circle, Harmony
$429,900
3 Beds ⋅ 2 Baths ⋅ Harmony Nbhd J SubDv. ⋅ 34773 Zip Code
"JUST REDUCED $10,000." "Your private saltwater pool paradise awaits in The Lakes at Harmony!" Discover resort-style living in The Lakes at Harmony, a sought-after 55 and better community nestled in a peaceful corner of St. Cloud. This beautifully maintained 3-bedroom, 2-bath pool home offers more than 1850 square feet of inviting living space on a spacious lot, complete with a custom saltwater pool designed for relaxing, entertaining, and enjoying Florida's year-round sunshine. Step inside to an open, comfortable layout that makes everyday living and hosting effortless. The kitchen features upgraded stainless-steel appliances, while the spacious owner's suite provides a private retreat with a beautifully tiled shower and glass enclosure. Outside, your private pool oasis offers the perfect setting for morning swims, weekend gatherings, or unwinding at the end of the day--with the added benefit of retractable privacy screens completely around the pool area, as well as the larger homesite with plenty of outdoor space. The Lakes at Harmony delivers an exceptional lifestyle with lawn maintenance included and access to desirable community amenities within the master-planned Harmony community. Golf lovers will appreciate the beautiful Johnny Miller Signature 18-hole-par 72 golf course, while residents enjoy the tranquility and convenience of this welcoming neighborhood. If you've been waiting for a move-in-ready pool home in a vibrant 55+ community, this is your opportunity. Come see why life in Harmony feels like a vacation--schedule your private showing today before this exceptional home is gone!

3184 Songbird Circle, Harmony

2603 Bittern Bend, St Cloud
$640,000
5 Beds ⋅ 4 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code
Virtually Staged. Premium fountain water views, an exceptional corner homesite, and over 3,500 square feet of thoughtfully designed living space come together in this impressive 5-bedroom, 4-bath Sonoma floor plan in Bay Lake Farms. Set on one of the community’s most desirable homesites, this property offers enhanced privacy, surrounding green space, a wider street setting, and convenient additional guest parking. A 3-car garage with professionally finished epoxy flooring and a newly installed lush lawn create an impressive first impression. Inside, the light-filled open floor plan connects the kitchen, breakfast nook, and living room for easy everyday living and entertaining. The kitchen features upgraded appliances, generous storage, and a sleek, functional design. Upgraded lighting, a whole-home water softening system, and dedicated drinking-water filtration add thoughtful comfort throughout. The main floor includes a bedroom and full bath, while upstairs offers a spacious loft and remaining bedrooms, including a generous primary suite with dual vanities, separate tub and shower, and walk-in closet. The laundry area includes a front-load washer with an additional pedestal washer, plus a dryer with lower storage pedestal. Outside, the fully fenced backyard features a covered porch and abundant space to create a personalized outdoor retreat. Additional peace of mind comes from an ADT security system and Terminix in-ground termite protection with annual professional service. Bay Lake Farms offers a community pool, clubhouse, and playground, with convenient access to St. Cloud lakes, dining, shopping, recreation, and everyday amenities. With its fountain water view, corner-lot privacy, wider street setting, 3-car garage, generous outdoor space, and thoughtful upgrades, this home offers a combination that is difficult to replicate within the community. Mortgage savings may be available for buyers of this listing.

2603 Bittern Bend, St Cloud

5340 Topeka Avenue, St Cloud
$330,000
3 Beds ⋅ 2 Baths ⋅ Canaveral Acres 3 SubDv. ⋅ 34773 Zip Code
Brand new, never-lived-in 3-bedroom, 2-bath manufactured home situated in almost 1 acre lot in the peaceful countryside of St. Cloud! This thoughtfully designed split-bedroom floor plan maximizes living space with minimal wasted hallway area. The private primary suite is located on one end of the home, while two guest bedrooms and a full bath are positioned on the opposite side for added privacy. The spacious living room flows seamlessly into the bright, modern kitchen and family-sized dining area, creating an open and inviting space for everyday living and entertaining. Built to the U.S. Department of Energy's Zero Energy Ready Home manufactured housing standards, this home features insulated exterior doors, sealed ductwork, Pfister bathroom fixtures, Energy Star Frigidaire appliances, an ecobee smart thermostat, and is solar-ready for added energy efficiency. With NO HOA, you'll have the flexibility to park your RV, boat, trailers, work vehicles, and recreational toys right on your own property. Located near Historic Downtown St. Cloud, shopping, restaurants, parks, and the St. Cloud Lakefront on East Lake Tohopekaliga, you'll enjoy easy access to boating, fishing, walking trails, and other outdoor recreation. Conveniently located just 45 minutes from Melbourne Beach, you can enjoy easy coastal getaways while still having the space and freedom that a large homesite provides. The property is also served by Osceola County schools, including Harmony Community School, Harmony Middle School, and Harmony High School (buyer to verify school assignments). If you're looking for a beautifully updated home with land, flexibility, and room to enjoy the Florida lifestyle, this property is ready to welcome you home.

5340 Topeka Avenue, St Cloud

2825 Elio Hammock Drive, St Cloud
$451,990
4 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Introducing the Denham at Harmony West: a stunning single-story home designed for modern family living. Spanning 2,336 square feet, the Denham offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, combining luxury and functionality in perfect harmony. The Denham features an open-concept design that maximizes space and comfort. This 4-bedroom, 3-bathroom home is ideal for both everyday living and entertaining. The gourmet kitchen boasts stainless steel appliances, a large center island, and a generous walk-in pantry, all seamlessly integrated with the living and dining areas. Each bedroom in the Denham is designed for privacy and relaxation. The primary suite, located at the rear of the home, offers a private retreat with an en-suite bathroom featuring a walk-in closet, double vanity, and walk-in shower. The additional bedrooms are versatile and well-sized, with two sharing a bathroom and one having its own dedicated bathroom. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

2825 Elio Hammock Drive, St Cloud

2837 Elio Hammock Drive, St Cloud
$454,997
4 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Introducing the Denham at Harmony West: a stunning single-story home designed for modern family living. Spanning 2,336 square feet, the Denham offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, combining luxury and functionality in perfect harmony. The Denham features an open-concept design that maximizes space and comfort. This 4-bedroom, 3-bathroom home is ideal for both everyday living and entertaining. The gourmet kitchen boasts stainless steel appliances, a large center island, and a generous walk-in pantry, all seamlessly integrated with the living and dining areas. Each bedroom in the Denham is designed for privacy and relaxation. The primary suite, located at the rear of the home, offers a private retreat with an en-suite bathroom featuring a walk-in closet, double vanity, and walk-in shower. The additional bedrooms are versatile and well-sized, with two sharing a bathroom and one having its own dedicated bathroom. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

2837 Elio Hammock Drive, St Cloud

3169 House Finch Road, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3169 House Finch Road, St Cloud

3229 House Finch Road, St Cloud
$439,997
5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Hayden. This amazing all concrete block construction single-family home features 5 bedrooms and 3 bathrooms optimizing living space with an open concept layout. The kitchen overlooks the dining area and great room, while having a view to the covered lanai outside. Ample windows and a set of sliding glass doors allow lighting into the living area. The well-appointed kitchen features an island with bar seating, beautiful quartz countertops and stainless-steel appliances, making entertaining a breeze. The first floor also features a flex room that provides an area for work or play, a bedroom, and full bathroom. As we head up to the second floor, we are greeted with bedroom one that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Like all homes in Harmony West, the Hayden includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3229 House Finch Road, St Cloud

3351 Schoolhouse Road, Harmony
$849,000
6 Beds ⋅ 5 Baths ⋅ Birchwood Nbhd C2 SubDv. ⋅ 34773 Zip Code
TWO BEDROOM ATTACHED APARTMENT! Great opportunity to own this custom Robertson built luxury estate reflects all that's best about Harmony living. This is a tremendous value with an HOA currently $127.00 a year and only a low yearly CDD maintenance fee included in taxes, initial CDD was was paid in full. Open floor plan integrates indoor and outdoor living spaces. A 2 bed 1 bath 998 sq.ft. completely remodeled garage apartment with private entrance and parking is a unique bonus with this custom home, adding tremendous value. Apartment is ideal for guests or in-laws. Complete new roof in 2021. The covered front porch opens to the foyer overlooking the formal dining room and spacious great room. The formal dining room is an entertaining dream with a butler pantry with plenty of storage and a wine fridge. The oversized kitchen is perfectly laid out for the chef in the family with wood cabinets, updated appliances and a walk-in pantry. Enjoy the convenience of the breakfast counter in the kitchen that opens to the dinette area. The large great room is the center of the home with views of the covered lanai and pool area. The primary suite is located on the 1st floor and features 3 closets and an en-suite offers plenty of space and with wood cabinets, dual vanities. The 1st floor also offers a guest bedroom and a completely remodeled full bath. The wooden wrapped staircase leads you to an open loft with custom built in shelves, cabinets, a workstation and French doors leading to the enormous second floor covered deck with views of Buck Lake. Each of the two 2nd story bedrooms feature their own private full bathroom and walk in closets. Architectural details include plastination shutters, double crown molding, 10 foot ceilings, 8 foot doors, pre-wired for ON-Q system, 2 solar panel 120 gallon hot water heater, whole house water softener/filtration system, Newly replaced 3 Daikin Multi-zone AC units with transferable warranty, new flooring, electrical and switches, outlets, lighting and ceiling fans throughout. Irrigation system has been grandfathered in as re-claimed water adding extra value. Whole house generator outlet installed as well as a custom garage cabinet system for storage. Harmony, Florida is a peaceful, green-certified, master-planned unincorporated community in Osceola County, located about 25 miles southeast of Orlando, 25 minutes to the Beach and about 35 minutes to the Disney resort complex. Nestled between two large natural lakes—Buck Lake (511 acres) and Cat Lake (430 acres). Features of Harmony are Golf Preserve, a town square with local shops and dining, docks for boating and fishing, and community gardens. Community recreations Known for resident-organized events like the Dark Sky Festival (celebrating the community's dark-sky lighting protections), Harvest Festival, and Christmas Golf Cart Parade. The community pools, gym and social areas are a great place to meet neighbors. Don't miss out on this move-in ready home!

3351 Schoolhouse Road, Harmony

3353 Schoolhouse Rd, St Cloud
$499,900
4 Beds ⋅ 3 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
Virtually Staged. Welcome to this spacious Custom Tustin Model home in the desirable community of Harmony in Saint Cloud Florida! Ideally located close to Harmony Community School and just minutes from Lakeshore Park, this impressive two story home offers 4 bedrooms, 2.5 bathrooms, and 2,695 square feet of thoughtfully designed living space with plenty of room to spread out. This home has been updated with fresh interior paint, and all new flooring upstairs. The inviting kitchen features 42-inch wood cabinetry, recessed lighting, a closet pantry, and an oversized breakfast bar, making it perfect for everyday living and entertaining. The open and spacious floor plan offers a wonderful balance of functionality and comfort with no wasted space. The Owner’s Suite is conveniently located on the first floor and features an adjoining flex area that can easily be customized to fit your lifestyle that is perfect for a sitting area, home office, exercise space, or studio. Upstairs, you’ll find three additional bedrooms, providing plenty of flexibility for family, guests, a second primary suite, or even a bonus/recreation room. Step outside to the large screened-in lanai, an ideal spot to relax, enjoy your morning coffee, dine al fresco, or entertain family and friends. With its spacious floor plan, flexible living areas, and convenient location within Harmony, this home offers the perfect combination of comfort, space, and Florida living! This home offers golf-cart-friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort-style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move-in-ready home — schedule your private showing today! Buyer to verify all room measurements.

3353 Schoolhouse Rd, St Cloud

7107 Red Lantern Dr Unit 7107, Harmony
$209,900
2 Beds ⋅ 2 Baths ⋅ Ashley Park At Harmony SubDv. ⋅ 34773 Zip Code
Seller is offering up to $10,000 toward buyer’s closing costs or a rate buydown, subject to buyer’s loan program limits. Welcome to an easier way of living in Harmony, where your neighborhood is about much more than the home itself. This bright, end-unit townhome offers 2 bedrooms, 2 bathrooms, and an attached one-car garage, all within easy walking distance of Harmony's town square, restaurants, community pool, and miles of trails. Natural light fills the open living space, while a split-bedroom floor plan provides privacy and flexibility for everyday living, guests, or a home office. The kitchen opens to the main living area, and sliding glass doors extend the space outdoors, perfect for enjoying the cooler weather just around the corner. What truly sets this home apart is the lifestyle just outside your door. Harmony was designed around connection, recreation, and enjoying the outdoors, with community amenities, trails, green spaces, and schools located right within the community. Walk to the town square for a bite to eat, head out for an evening stroll, spend the afternoon at the pool, or simply enjoy having so much of your everyday life close to home. For a first-time buyer or anyone looking for a lower-maintenance lifestyle without giving up a sense of community, this is an opportunity to make Harmony home. And when you're ready for a change of scenery, the Atlantic coast and Melbourne Beach are approximately a 40-minute drive away.

7107 Red Lantern Dr Unit 7107, Harmony

3232 Songbird Circle, St Cloud
$409,000
3 Beds ⋅ 3 Baths ⋅ Harmony Nbhd J SubDv. ⋅ 34773 Zip Code
Space is the standout here. With 2,355 square feet, 3 bedrooms, and 3 full bathrooms, this Saint Cloud home features the largest floor plan offered among the newer builds in this 55+ community—a layout that rarely becomes available. Solar panels add another major benefit, along with an open design, generous room sizes, and plenty of space for everyday living and entertaining—all while keeping the electric bill under $40! From the foyer, the home opens into a spacious main living area where the kitchen, living room, breakfast nook, and dining room connect naturally. The kitchen is a standout with granite countertops throughout, abundant cabinetry, stainless steel appliances, a generous sized pantry, and an oversized island with seating. Multiple dining areas give you the flexibility to keep things casual at the breakfast nook or create a more traditional dining space when entertaining. The primary suite is tucked toward the back of the home and offers an especially spacious bedroom along with a private bath featuring a long dual-sink granite vanity and oversized walk-in tile shower. Two additional bedrooms are positioned separately within the floor plan, and with three full bathrooms, guests have plenty of privacy and convenience. A dedicated laundry room adds even more functionality with cabinetry, granite counter space, a utility sink, and additional storage. Throughout the main living areas, tile flooring and a light, neutral interior help keep the home feeling bright and open. Sliding glass doors extend the living space outdoors to a covered paver patio with a ceiling fan, overlooking a spacious backyard with room to enjoy the Florida weather. Built in 2022 and situated on nearly a quarter-acre lot, this single-story home brings together a rarely available floor plan, multiple gathering areas, covered outdoor living, and a two-car garage in the Harmony area of Saint Cloud.

3232 Songbird Circle, St Cloud

3151 House Finch Road, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3151 House Finch Road, St Cloud

3157 House Finch Road, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3157 House Finch Road, St Cloud

3139 House Finch Road, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3139 House Finch Road, St Cloud

3127 House Finch Road, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3127 House Finch Road, St Cloud

3126 Grey Moss Drive, St Cloud
$399,994
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3126 Grey Moss Drive, St Cloud

3331 Sagebrush Street, Harmony
$375,000
4 Beds ⋅ 2 Baths ⋅ Harmony Nbrhd 1 SubDv. ⋅ 34773 Zip Code
Welcome to 3331 Sagebrush Street, a beautifully maintained waterfront home nestled in The Lakes at Harmony, one of Central Florida's premier 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. Perfectly positioned on a serene pond, this exceptional residence offers breathtaking water views and a peaceful setting where you can enjoy spectacular sunsets and abundant Florida wildlife right from your backyard. Inside, the thoughtfully designed open floor plan is enhanced by elegant custom built-in shelving, creating both style and functionality. The spacious kitchen is the heart of the home, featuring white cabinetry, generous counter space, and an inviting layout that flows seamlessly into the living and dining areas—ideal for everyday living and entertaining. The fenced backyard provides privacy while allowing you to fully appreciate the tranquil waterfront setting. Life in The Lakes at Harmony is all about enjoying an active, resort-style lifestyle. Residents have exclusive access to a beautiful clubhouse with a zero-entry pool, fitness center, pickleball and tennis courts, social clubs, and countless community activities. You'll also enjoy access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes, and thousands of acres of protected conservation land. Conveniently located just 30 minutes from Orlando International Airport and approximately 40 minutes from Orlando's world-famous attractions and Florida's Atlantic beaches, this home offers the perfect combination of luxury, recreation, and natural beauty. Experience the very best of Florida living in one of the area's most desirable waterfront communities. Buyer to verify all room dimensions, square footage, and HOA restrictions.

3331 Sagebrush Street, Harmony

9200 Mercury Drive, St Cloud
$329,990
4 Beds ⋅ 2 Baths ⋅ Canaveral Acres 1 SubDv. ⋅ 34773 Zip Code
Beautifully remodeled and move-in ready, this 4-bedroom, 2-bath manufactured home sits on 0.8 acres, offering the perfect combination of modern updates, outdoor space, and the freedom of NO HOA living. A new roof installed in 2025 adds even more value and peace of mind. Step inside to an inviting open floor plan featuring wood-look luxury vinyl flooring throughout. The beautifully updated kitchen showcases warm wood-tone cabinetry, modern finishes, and plenty of space for cooking and gathering. A charming fireplace adds warmth and character to the main living area, creating a welcoming focal point. Both bathrooms have been tastefully renovated with stylish, contemporary finishes. The spacious primary suite features a large walk-in closet, dual sinks, and a beautifully updated walk-in shower. Step outside onto the rear deck overlooking the expansive backyard, where you'll have endless possibilities to create your dream outdoor space. The generous 0.8-acre lot offers plenty of room for a pool, workshop, detached garage, garden, play area, or simply enjoying the extra space and privacy. With NO HOA, you'll have the flexibility to park your RV, boat, trailers, work vehicles, and recreational toys right on your own property. Located near Historic Downtown St. Cloud, shopping, restaurants, parks, and the St. Cloud Lakefront on East Lake Tohopekaliga, you'll enjoy easy access to boating, fishing, walking trails, and other outdoor recreation. Conveniently located just 45 minutes from Melbourne Beach, you can enjoy easy coastal getaways while still having the space and freedom that a large homesite provides. The property is also served by Osceola County schools, including Harmony Community School, Harmony Middle School, and Harmony High School (buyer to verify school assignments). If you're looking for a beautifully updated home with land, flexibility, and room to enjoy the Florida lifestyle, this property is ready to welcome you home.

9200 Mercury Drive, St Cloud

2786 Harmonia Hammock Road, St Cloud
$454,999
5 Beds ⋅ 3 Baths ⋅ Villages At Harmony Ph 1b SubDv. ⋅ 34773 Zip Code
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.

2786 Harmonia Hammock Road, St Cloud

3138 Grey Moss Drive, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Harmony West, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3138 Grey Moss Drive, St Cloud

3187 House Finch Road, St Cloud
$460,460
5 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Harmony West presents the Hayden. This amazing all concrete block construction single-family home features 5 bedrooms and 3 bathrooms optimizing living space with an open concept layout. The kitchen overlooks the dining area and great room, while having a view to the covered lanai outside. Ample windows and a set of sliding glass doors allow lighting into the living area. The well-appointed kitchen features an island with bar seating, beautiful quartz countertops and stainless-steel appliances, making entertaining a breeze. The first floor also features a flex room that provides an area for work or play, a bedroom, and full bathroom. As we head up to the second floor, we are greeted with bedroom one that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Like all homes in Harmony West, the Hayden includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3187 House Finch Road, St Cloud

3214 Needlegrass Lane, Harmony
$474,900
3 Beds ⋅ 3 Baths ⋅ Harmony Nbhd D2 & E SubDv. ⋅ 34773 Zip Code
RARE OPPORTUNITY! Enjoy the added value of a FULLY PAID-OFF CDD Bond and Solar System. Ideally located in HARMONY MAIN, the original and established area of Harmony, this one-owner former LifeStyle Homes Grand Cayman Builder Model has been meticulously maintained and offers premium finishes, thoughtful upgrades, and exceptional craftsmanship throughout. This beautiful home is perfectly situated on a PREMIUM CORNER LOT overlooking a tranquil pond in the award-winning Harmony community. Featuring 3 bedrooms, 3 full bathrooms, and an expansive PRIVATE UPSTAIRS BONUS ROOM with a full bath, creates a versatile living space with flexibility as a media room, game room, home office, guest suite, or potential 4th BEDROOM. This home offers the perfect blend of comfort, flexibility, and energy efficiency. The open-concept floor plan is designed for everyday living and entertaining, highlighted by a spacious kitchen with a large center island, abundant cabinetry, and seamless flow into the living and dining areas. LARGE POCKET SLIDING GLASS DOORS OPEN WIDE TO THE COVERED, FULLY SCREENED LANAI, creating a beautiful indoor-outdoor living experience and showcasing PEACEFUL POND VIEWS. Enjoy your morning coffee on the charming front porch, relax on the screened lanai overlooking the water, or take a golf cart or bike ride to nearby Buck Lake, playgrounds, parks, walking trails, fishing piers, basketball and volleyball courts, and the community splash pad. A neighborhood park and dog-friendly green space are just steps away. Experience the award-winning Harmony lifestyle with exceptional community amenities, including the 18-hole Harmony Golf Preserve, over 12 miles of scenic trails, two resort-style pools, dog parks, a vibrant Town Square featuring shops and restaurants, and highly rated schools. With a paid-off CDD bond, a paid-off solar system, one-owner history, a premium corner lot, pond views, and one of Harmony's most desirable floor plans, this home offers a lifestyle that is hard to find and easy to love. Conveniently located near top-rated schools, shopping, dining, Lake Nona, Orlando International Airport, major highways, and Florida's beaches, this exceptional home offers the perfect opportunity to enjoy everything Harmony has to offer. Schedule your private showing today. Buyer is responsible for independently verifying all measurements, dimensions, acreage, zoning, permitting, and any information deemed important to the purchase decision.

3214 Needlegrass Lane, Harmony

2845 Ethan Hammock Road, Harmony
$389,000
4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
***SELLER OFFERING UP TO $15,000 TOWARD BUYER'S CLOSING COSTS AND/OR INTEREST RATE BUYDOWN!*** Welcome to this beautifully maintained 2021-built home located in the highly desirable Villages at Harmony! This move-in-ready home combines modern finishes with an open, functional floor plan perfect for today's lifestyle. Step inside to find a bright, inviting foyer leading into a spacious open-concept living area featuring tile flooring throughout the main living spaces, abundant natural light, and a seamless flow between the kitchen, dining, and family room. The chef-inspired kitchen boasts granite countertops, stainless steel appliances, 42" white cabinetry, a stylish tile backsplash, a large center island with breakfast seating, and a generous pantry—ideal for both everyday living and entertaining. The split-bedroom floor plan provides added privacy, with the spacious primary suite tucked away at the rear of the home. The owner's retreat features a large walk-in closet and an en-suite bathroom complete with dual vanities, granite countertops, and an oversized walk-in shower. Three additional bedrooms are generously sized and share a well-appointed full bathroom. Located within the master-planned Harmony community, residents enjoy an exceptional lifestyle with resort-style amenities including a community pool, park, playground, walking trail, scenic ponds, fitness center, and a vibrant clubhouse. Conveniently situated with easy access to Lake Nona, Medical City, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers the perfect balance of peaceful suburban living and everyday convenience.

2845 Ethan Hammock Road, Harmony

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