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7134 Five Oaks Dr Unit 4B, St Cloud
$293,000
3 Beds ⋅ 3 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
You will fall in love with the golf course views from the front porch and Owner's Suite. Lovely townhome available in Harmony! Featuring 3 bedrooms, 2.5 bathrooms, and a 2 car garage, this home offers spacious living with both a formal living room and family room. The kitchen features wood cabinetry, recessed lighting, stainless steel appliances, and a closet pantry. The Owner’s Suite offers a large walk-in closet, while the en-suite bathroom includes dual sink vanities and a shower/tub combination. Enjoy entertaining in the private rear courtyard that leads to the detached 2 car garage. Ideally situated close to the neighborhood school; Harmony Elementary, Harmony Middle School and Harmony High School, this home also offers golf-cart-friendly access through a nearby tunnel that goes under the highway making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home! Schedule your private showing today! Buyer to verify all room measurements.

7134 Five Oaks Dr Unit 4B, St Cloud

3795 Sagefield Drive, Harmony
$397,777
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 1 SubDv. ⋅ 34773 Zip Code
Welcome to this beautifully maintained corner-lot home in the sought-after Harmony Central community, where you'll enjoy no CDD fees and a lifestyle centered around comfort and convenience. This two-story residence features a bright, open-concept layout that's ideal for both everyday living and entertaining. The spacious kitchen is equipped with granite countertops, a center island, upgraded Samsung appliances, abundant cabinetry, and includes a stackable washer and dryer. Upstairs, you'll find all of the bedrooms along with a generous loft that offers flexible space for a media room, home office, or play area. The primary suite provides a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Laminate flooring runs throughout the main level, while the bedrooms are comfortably carpeted and ceramic tile finishes the wet areas. Decorative accent walls throughout the home add warmth and character. Step outside to a screened-in patio overlooking a fully fenced backyard—perfect for relaxing, entertaining, or giving pets and family plenty of room to enjoy. Additional upgrades include gutters and a storage shed for extra convenience. As a resident of Harmony Central, you'll have access to exceptional community amenities including scenic walking and biking trails, parks, playgrounds, recreational facilities, community events, and the renowned Harmony Golf Preserve. Conveniently located near top-rated schools, shopping, dining, and major roadways, this move-in-ready home offers the perfect blend of modern upgrades, functional living space, and an outstanding community lifestyle.

3795 Sagefield Drive, Harmony

2733 Reddish Egret Bend, Harmony
$374,999
3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 2a SubDv. ⋅ 34773 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the highly desirable Harmony West community. Built in 2023, this move-in-ready home offers a modern open-concept floor plan with a spacious living area, a well-appointed kitchen featuring stainless steel appliances, ample cabinet space, and a large island perfect for entertaining. The private owner's suite features a walk-in closet and an en-suite bathroom with dual sinks. Two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy outdoor living in the fully fenced backyard with plenty of space for relaxation, pets, or play. Residents of Harmony West enjoy resort-style amenities including a community pool, clubhouse, fitness center, playgrounds, walking trails, and scenic green spaces. Conveniently located near major highways, Lake Nona, Medical City, Orlando International Airport, shopping, dining, and top-rated schools. Don't miss this opportunity to own a newer home in one of Central Florida's fastest-growing communities. Schedule your private showing today!

2733 Reddish Egret Bend, Harmony

7642 Bent Tree Loop, St Cloud
$361,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
7642 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $361,900. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $50,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,905.39/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $361,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7642 Bent Tree Loop, St Cloud

3434 Sagebrush Street, Harmony
$339,999
3 Beds ⋅ 2 Baths ⋅ Harmony Nbhd I SubDv. ⋅ 34773 Zip Code
Reduced price! Motivated seller welcomes reasonable offers and is open to negotiating terms. Welcome to The Lakes at Harmony, a premier 55+ gated golf community offering comfort, convenience, and an active Florida lifestyle. This well-maintained 3-bedroom, 2-bath home features a bright and open floor plan designed for easy everyday living. The kitchen offers beautiful espresso cabinetry, ample counter space, and overlooks the main living and dining areas, creating a warm and welcoming atmosphere for gathering with family and friends. The spacious primary suite enjoys peaceful pond views and includes dual vanities, a walk-in shower, and a generous walk-in closet. Additional features include ceiling fans in all bedrooms, a dedicated laundry room with washer and dryer, and plenty of natural light throughout the home. Step outside to the screened lanai and relax while taking in the tranquil water views. Whether enjoying your morning coffee or unwinding at the end of the day, this outdoor space provides the perfect setting. Residents enjoy a maintenance-free lifestyle with HOA fees that include lawn landscaping and lawn pest control. Community amenities include a fitness center, resort-style pool, pickleball and tennis courts, gathering and social spaces, parks, dog parks, golf, and convenient dining options located within the community. Experience the best of active-adult living in one of Central Florida's most sought-after communities.

3434 Sagebrush Street, Harmony

E Irlo Bronson Memorial Highway, St Cloud
$100,000
Holopaw Country Estates Sec 1 SubDv. ⋅ 34773 Zip Code
Excellent opportunity to own 1.12 acres east of Harmony with approximately 100 feet of frontage on E Irlo Bronson Memorial Highway (US-192), one of Central Florida’s major east-west corridors connecting Melbourne Beach to Clermont. Enjoy the flexibility of acreage with no HOA. Conveniently located near Melbourne, Kissimmee, Lake Nona Medical City, and Orlando, with easy access to Orlando International Airport (MCO), Middle School, and Harmony High School. A great opportunity to enjoy the space of Central Florida living while staying connected to surrounding SR 417, I-95, East Coast beaches, shopping, dining, and area attractions. Nearby public schools include Harmony Community School, Harmony communities and conveniences.

E Irlo Bronson Memorial Highway, St Cloud

7569 Bent Tree Loop, St Cloud
$344,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
7569 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $344,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage, granite counters, stainless appliances. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $28,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,815.89/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $344,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7569 Bent Tree Loop, St Cloud

6946 Audobon Osprey Cove, Harmony
$499,000
4 Beds ⋅ 3 Baths ⋅ Villages At Harmony Ph 2a SubDv. ⋅ 34773 Zip Code
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home located in the highly desirable Harmony West community of St. Cloud. Built by D.R. Horton, this spacious Robinson floor plan offers approximately 2,108 square feet of living space with an open-concept design ideal for both everyday living and entertaining. The home features a bright and functional layout, a spacious kitchen overlooking the living and dining areas, generously sized bedrooms, and a 3-car garage. The primary suite offers privacy and comfort with a large walk-in closet and en-suite bathroom. Enjoy peaceful pond and conservation views with no rear neighbors, providing added privacy and a relaxing outdoor setting. The community offers outstanding amenities including a resort-style pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near major roadways, shopping, dining, schools, and the growing Lake Nona area, this home combines comfort, convenience, and an exceptional lifestyle opportunity. Property Highlights • 4 Bedrooms • 3 Bathrooms • 2,108 Sq Ft Living Area • 3-Car Garage • Pond View • Conservation View • No Rear Neighbors • Low HOA • Resort-Style Community Amenities • Located in Harmony West, St. Cloud

6946 Audobon Osprey Cove, Harmony

2647 House Finch Road, St Cloud
$390,000
4 Beds ⋅ 2 Baths ⋅ Villages At Harmony Pb 2c & 2d SubDv. ⋅ 34773 Zip Code
Short Sale. Welcome to 2647 House Finch Road, a beautifully maintained home located in one of St. Cloud's desirable master-planned communities. Combining modern convenience, scenic surroundings, and outstanding community amenities, this property offers the perfect Florida lifestyle for homeowners seeking comfort, recreation, and natural beauty. One of the home's most desirable features is its premium rear setting. The backyard overlooks a peaceful preserve, providing privacy and tranquil natural views. A sidewalk leads to a bridge behind the property, ensuring that no homes will ever be built directly behind you, allowing you to enjoy a rare sense of openness and seclusion for years to come. Inside, the home features a functional and inviting floor plan designed for both everyday living and entertaining. The front door is equipped with electronic entry for added convenience and security, while the garage has already been wired for electric vehicle charging, making the home ready for today's modern lifestyle. Residents enjoy an impressive collection of community amenities. Within walking distance, a brand-new pool, clubhouse, and lake access ramp for kayaking are currently being added, providing even more opportunities for outdoor enjoyment. In addition, the existing community amenities include a clubhouse, resort-style pool, fitness center, and playground conveniently located along the main subdivision road. Additional conveniences include mailboxes located directly across the street, making daily errands quick and easy. Beyond the community, residents can enjoy a variety of nearby activities and attractions. Explore the boating, fishing, and waterfront recreation available at beautiful East Lake Tohopekaliga and Lakefront Park. Outdoor enthusiasts will appreciate nearby hiking and biking trails, nature preserves, parks, and kayaking opportunities throughout the area. The home is also conveniently located near shopping centers, restaurants, golf courses, and entertainment venues. For commuters and travelers, easy access to Lake Nona Medical City, Orlando International Airport, and major highways makes getting around Central Florida simple. World-famous attractions including Walt Disney World, Universal Orlando Resort, and SeaWorld are all within reasonable driving distance, making weekend adventures easily accessible. This exceptional home combines modern features, preserve views, outstanding amenities, and an unbeatable location in one of St. Cloud's fastest-growing communities. Don't miss your opportunity to enjoy the best of Florida living—schedule your private showing today!

2647 House Finch Road, St Cloud

6658 Syreeta Lane, St Cloud
$375,000
4 Beds ⋅ 2 Baths ⋅ Harmony West Ph 1a SubDv. ⋅ 34773 Zip Code
Price Improvement! Motivated Seller!!Upgrades throughout — with no expense spared. From the moment you arrive, you’ll notice the immaculate curb appeal and beautifully manicured landscaping. As you enter the home, you’re greeted by a stunning custom feature wall and gorgeous wood-look ceramic tile flooring that flows seamlessly throughout the entire home. At the heart of the home is the spacious gourmet kitchen, featuring 42-inch upper cabinets with crown molding, ample storage space, top-of-the-line stainless steel appliances, a walk-in pantry, and an oversized kitchen island perfect for hosting guests, casual dining, or additional bar seating. The living room showcases a fully built-in entertainment center complete with integrated lighting — perfectly designed for your large-screen TV and cozy nights at home. Every window in the home is outfitted with zebra blinds, offering the perfect balance of natural light and privacy. The oversized primary suite is privately located at the rear of the home, offering peaceful views of the backyard retreat. A custom barn door leads into the oversized walk-in closet, while the spa-inspired bathroom features dual sinks and a seamless glass-enclosed walk-in shower. Toward the front of the home, the fourth bedroom stands out with a beautifully designed accent wall, making it ideal for a guest room, home office, or creative space. The additional two bedrooms and secondary bathroom are conveniently located off the main living area. The guest bathroom features an oversized vanity with ample countertop space and a fully tiled shower extended to the ceiling for a sleek designer finish. Even the laundry room has been upgraded with upper cabinetry, crown molding, and a utility sink — plus the washer and dryer are included for the new owners. Step outside to the large screened-in lanai featuring a wall-mounted TV with a weatherproof cover, creating the ideal indoor-outdoor living experience year-round. Beyond the lanai, enjoy your own private backyard oasis complete with low-maintenance turf, full privacy fencing, and brick pavers surrounding a private seating area perfect for relaxing or entertaining in every season. Located in Harmony West! Offering single-family homes surrounded by nature in a convenient location. This central Florida master-planned community includes unique rear-entry homes and resort-style amenities. Parks and playscapes are plentiful. Plus, there’s room for everyone in the 5,000-square-foot pool area., a quiet, family-friendly community, residents enjoy resort-style pools, a splash pad, parks, picnic areas, tennis courts, a fitness center, and a vibrant town square that hosts events and casual gatherings. Location is awesome being close to the beaches, Lake Nona Medical City, shopping, restaurants, Orlando airport and Disney parks. Call me for a private showing today!

6658 Syreeta Lane, St Cloud

6139 Krazy, St Cloud
$117,000
Acreage & Unrec SubDv. ⋅ 34773 Zip Code
Build the home you’ve always envisioned on this spacious vacant lot located in the growing area of St. Cloud! This property offers the perfect opportunity to design and build your custom dream home with the freedom and flexibility you’ve been searching for. Enjoy the benefits of NO HOA and NO CDD, giving you more control over your property without extra restrictions or fees. The lot already offers access to electricity and mailbox service, adding extra convenience as you plan your future home. Surrounded by the natural beauty and peaceful atmosphere of Central Florida, this property provides a great balance of privacy and convenience. Conveniently located with access to major roadways, shopping, dining, schools, and everyday essentials while still offering the charm of rural-style living. Whether you are looking to build your forever home, a weekend retreat, or invest in land for the future, this property is full of potential. Bring your builder, your vision, and make this piece of Florida yours today!

6139 Krazy, St Cloud

3523 Clay Brick Rd, St Cloud
$295,000
3 Beds ⋅ 3 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
Short Sale. Sale price is subject to lender approval. Look what we have here! Lovely townhome located in Ashley Park featuring 1,876 square feet of living space and 2,517 total square feet under roof! This beautifully designed home offers 3 bedrooms, 2.5 bathrooms, a detached 2 car garage, and a private courtyard perfect for relaxing or entertaining. Step inside to find a welcoming foyer that opens to a formal living room, leading into the spacious family/great room, dining area, and kitchen. The kitchen is the heart of the home and features granite countertops, solid wood cabinets, two closet pantries, a large counter-height island with breakfast bar seating, and stylish pendant lighting. The inside laundry room is conveniently located off the kitchen and offers additional storage space. A half bath is centrally located on the first floor for guests. Enjoy outdoor living in the private vinyl fenced courtyard with covered patio and covered walkway leading to the rear alley-access detached garage. Upstairs you will find all three bedrooms and two full bathrooms. The owner’s suite features an en-suite bathroom with dual sink vanity, large shower, and spacious layout. Wonderful opportunity to enjoy comfortable living in the desirable Ashley Park community! Ideally situated close to the neighborhood school; Harmony Elementary and High School, this home also offers golf-cart-friendly access through a nearby tunnel, making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home! Schedule your private showing today! Buyer to verify all room measurements.

3523 Clay Brick Rd, St Cloud

6844 Chad Jason Road, St Cloud
$684,400
4 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34773 Zip Code
RARE 10-ACRE RESIDENTIAL OPPORTUNITY IN ST. CLOUD! Fully fenced and gated with NO HOA, this 4-bedroom, 3-bath home offers 2,594 sq ft of living space plus an exceptional RV, workshop, and recreational setup. Located near Bull Creek Wildlife Management Area, the property offers privacy, space, and flexibility that are increasingly difficult to find in St. Cloud. Inside, the home features a spacious open floor plan with multiple flex spaces including an office/den, sunroom/flex room with barn doors, and a bonus activity or playroom. Interior highlights include crown molding throughout, a large kitchen island, wood-burning fireplace, and a primary suite with garden tub. The property is fully equipped for country living with a 30x45 RV carport featuring 50 AMP service and water hookup, a second separate 50 AMP RV hookup located at the garage/workshop, a 30x40 garage/workshop with workbench, and an additional 25x25 carport. The acreage provides plenty of room for animals, recreational vehicles, boats, trailers, equipment, and outdoor toys, and also includes a designated shooting area. Recent improvements include an approximately $11,000 whole-home water filtration system along with newly replaced well equipment and piping. High-speed Starlink internet provides reliable connectivity while enjoying the privacy of country living. Rural zoning may provide potential for an additional dwelling or guest house, subject to county approval and buyer verification. Property may also be sold furnished if desired and offers excellent potential as a private retreat, vacation property, recreational getaway, or hunting setup. No HOA. Enjoy 10 acres of privacy, versatility, and room to spread out while remaining within reach of St. Cloud and Central Florida. Be sure to view the virtual tour with aerial drone footage to fully appreciate the acreage, layout, RV setup, workshop space, privacy, and potential of this unique property.

6844 Chad Jason Road, St Cloud

3198 Grey Moss Drive, St Cloud
$420,000
4 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Discover the Madison, a versatile single-story home at Harmony West. This spacious layout includes 4 bedrooms, 3 bathrooms, and a 3-car garage, making it perfect for modern family living. Inside, the open-concept design seamlessly blends functionality and comfort, ideal for daily living and entertaining. The chef-inspired kitchen features stainless steel appliances, a large center island, and an expansive walk-in pantry, overlooking the living and dining areas. Enjoy the Florida weather year-round with easy access to the covered lanai from the living space. Each bedroom offers comfort and privacy with carpeted floors and ample closet space. The primary suite, at the rear of the home, includes an en-suite bathroom with a walk-in closet, double vanity, and walk-in shower. Additional bedrooms are well-sized, with two sharing a bathroom and one having its own for added convenience. The Madison includes a dedicated laundry room and a 3-car garage, offering ample storage and parking. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3198 Grey Moss Drive, St Cloud

E Irlo Bronson Memorial Highway, St Cloud
$35,000
Holopaw Country Estates Sec 1 SubDv. ⋅ 34773 Zip Code
Discover the perfect blend of country living and flexibility with this spacious .82-acre vacant lot located in Holopaw Country Estates. Whether you’re looking to build your dream single-family home or place a manufactured home, this property offers endless possibilities with plenty of room to create the lifestyle you’ve been searching for. Enjoy the peace and privacy of rural living while still being conveniently located near St. Cloud, major roadways, shopping, dining, and outdoor recreation. With nearly an acre of land, there’s ample space for your boats, RVs, toys, gardens, workshops, or additional outdoor living areas. If you’ve been searching for affordable acreage in Central Florida with no shortage of potential, this is your opportunity to own a slice of country paradise while remaining within reach of all the conveniences of town. Bring your vision and make this property your own!

E Irlo Bronson Memorial Highway, St Cloud

E Irlo Bronson Memorial Highway, St Cloud
$40,000
Holopaw Country Estates Sec 1 SubDv. ⋅ 34773 Zip Code
Discover the perfect blend of country living and flexibility with this spacious .92-acre vacant lot located in Holopaw Country Estates. Whether you’re looking to build your dream single-family home or place a manufactured home, this property offers endless possibilities with plenty of room to create the lifestyle you’ve been searching for. Enjoy the peace and privacy of rural living while still being conveniently located near St. Cloud, major roadways, shopping, dining, and outdoor recreation. With nearly an acre of land, there’s ample space for your boats, RVs, toys, gardens, workshops, or additional outdoor living areas. If you’ve been searching for affordable acreage in Central Florida with no shortage of potential, this is your opportunity to own a slice of country paradise while remaining within reach of all the conveniences of town. Bring your vision and make this property your own!

E Irlo Bronson Memorial Highway, St Cloud

2816 Swooping Sparrow Drive, St Cloud
$319,900
3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 2a SubDv. ⋅ 34773 Zip Code
Short Sale. Beautiful newer construction home located in the desirable growing Harmony West area of St. Cloud. This residence features an open-concept layout with spacious living and dining areas, modern finishes, and a functional split floor plan designed for comfortable everyday living. Enjoy a fenced backyard and screened lanai, perfect for relaxing or entertaining. The kitchen offers an island overlooking the main living space, ideal for gatherings and family events. The primary suite includes a walk-in closet and private bath. Conveniently located near schools, shopping, major roadways, and Central Florida attractions. Short Sale subject to lender approval. Property includes solar panels with existing lien/transfer requirements. Buyer and buyer’s agent to verify all solar terms, assumptions, and transfer eligibility directly with provider. Property sold AS-IS.

2816 Swooping Sparrow Drive, St Cloud

7606 Bent Tree Loop, St Cloud
$355,000
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. 7606 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $355,000. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $51,900; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,869.07/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $355,000 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7606 Bent Tree Loop, St Cloud

3415 Feathergrass Ct, St Cloud
$575,000
5 Beds ⋅ 4 Baths ⋅ Harmony Nbhd O-1 SubDv. ⋅ 34773 Zip Code
CDD Debt is paid in full!! Make a splash in your own private pool home with a summer kitchen and fenced yard! This spacious 5 bedroom, 3.5 bath Jackson Model with a 2 car garage is located in the highly desirable Harmony, FL community and offers beautiful water views. From the moment you arrive, you will appreciate the paver driveway and walkway leading to a welcoming entry. Inside, the front of the home features a formal dining room and a private office, perfect for entertaining or working from home. Continue inside to an open concept layout where the kitchen shines with stainless steel appliances, recessed lighting, a closet pantry, and a large chef’s island, seamlessly flowing into the expansive living room. Step outside to your own backyard retreat, complete with a covered brick/tile patio and a sparkling pool, all enclosed by vinyl fencing for added privacy, ideal for relaxing or hosting on warm Florida days. The main level also features a convenient primary suite and laundry room. Upstairs, you’ll find a generous secondary living area, four additional spacious bedrooms, and two full bathrooms, offering plenty of room for family and guests. Don’t miss the opportunity to enjoy comfort, space, and resort style living all in one beautiful home! Ideally located near Harmony Community School, this home offers golf-cart-friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort-style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home! Schedule your private showing today! Buyer to verify all room measurements.

3415 Feathergrass Ct, St Cloud

3481 Middlebrook Pl, St Cloud
$538,500
5 Beds ⋅ 3 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
$5000 TOWARDS CLOSING COST AND/OR RATE BUY DOWN WITH AN ACCEPTABLE CONTRACT! CDD Debt is paid in full!! Welcome to this stunning home that sits on a quiet cul-de-sac and has new fresh exterior paint! This energy efficient home offers block construction on the first floor and spray foam insulation on the second floor, providing both durability and comfort. Boasting 5 bedrooms, 2.5 bathrooms, and a 2-car garage, this beautifully designed residence seamlessly combines style and functionality. From the moment you arrive, you’ll be impressed by the attractive stone paver driveway and walkway, setting the tone for what awaits inside. Step into a thoughtfully designed floor plan featuring separate formal living and dining rooms at the front of the home, perfect for entertaining. The heart of the home is the spacious kitchen, complete with upgraded 42” wood cabinets, quartz countertops, stainless steel appliances, a range hood, recessed lighting, a cozy nook, and a large island overlooking the family room, ideal for open-concept living. The first floor also includes a versatile flex room, perfect for a home office, den, or playroom. Throughout the home, you’ll find no carpet featuring hardwood flooring on the first floor and new laminate flooring upstairs. Upstairs, enjoy a generous layout with all bedrooms plus a large game room, offering additional living and entertainment space. The owner’s suite is a private retreat, featuring a spacious walk-in closet and an en-suite bathroom with dual sinks, a garden tub, and a separate shower. Step outside to your fenced backyard oasis, complete with a covered rear porch, paver walkway, and a custom fire pit, perfect for relaxing evenings or entertaining guests. This exceptional Montclair model truly offers the perfect blend of elegance, comfort, and modern living. Don’t miss your opportunity to call this beautiful home yours! Don’t miss your opportunity to call this beautiful home yours! Ideally located near Harmony Community School, this home offers golf cart friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move in ready home. Schedule your private showing today! Buyer to verify all room measurements.

3481 Middlebrook Pl, St Cloud

6753 Yellow Warbler Bend, St Cloud
$594,990
5 Beds ⋅ 5 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code
Under Construction. Located at 6753 Yellow Warbler Bend in the Bay Lake Farms community of Saint Cloud, Florida, this expansive two-story home offers 3,556 square feet of well-designed living space with 5 bedrooms, 5 full bathrooms, and a 2-car garage. A welcoming entry opens to a functional first-floor layout that balances open gathering spaces with private retreats, making it ideal for both everyday living and hosting guests. The main living area features a spacious family room that flows into the kitchen and casual dining space, creating a comfortable hub for daily life. Sliding doors lead to an extended covered lanai, perfect for relaxing outdoors or entertaining year-round. A first-floor bedroom with a full bath provides flexibility for guests or multigenerational living. Upstairs, the owner’s suite serves as a private retreat, complete with a spacious bedroom, walk-in closet, and a deluxe owner’s bath. Three additional bedrooms—each with convenient access to full bathrooms—offer comfort and privacy, while a large loft provides flexible space for a media room, game room, or home office. With its generous square footage, versatile layout, and desirable Saint Cloud location close to outdoor recreation and everyday conveniences, 6753 Yellow Warbler Bend offers space to live, gather, and grow comfortably.

6753 Yellow Warbler Bend, St Cloud

3024 Grey Moss Drive, St Cloud
$424,997
4 Beds ⋅ 3 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code
Discover the Madison, a versatile single-story home at Harmony West. This spacious layout includes 4 bedrooms, 3 bathrooms, and a 3-car garage, making it perfect for modern family living. Inside, the open-concept design seamlessly blends functionality and comfort, ideal for daily living and entertaining. The chef-inspired kitchen features stainless steel appliances, a large center island, and an expansive walk-in pantry, overlooking the living and dining areas. Enjoy the Florida weather year-round with easy access to the covered lanai from the living space. Each bedroom offers comfort and privacy with carpeted floors and ample closet space. The primary suite, at the rear of the home, includes an en-suite bathroom with a walk-in closet, double vanity, and walk-in shower. Additional bedrooms are well-sized, with two sharing a bathroom and one having its own for added convenience. The Madison includes a dedicated laundry room and a 3-car garage, offering ample storage and parking. Advanced smart home technology enhances security and convenience, allowing remote control via your smart device. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3024 Grey Moss Drive, St Cloud

3399 Sagebrush Street, Harmony
$349,500
3 Beds ⋅ 2 Baths ⋅ Harmony Nbhd I SubDv. ⋅ 34773 Zip Code
Motivated Seller! Don't miss this opportunity- schedule your showing today...Welcome to South Lakes at Harmony, a sought-after 55+ lifestyle community offering comfort, convenience, and resort-style living. This beautifully maintained 3-bedroom, 2-bath home features an open-concept layout filled with natural light, creating the perfect space for both relaxing and entertaining. The spacious kitchen flows seamlessly into the living and dining areas, while the covered lanai offers the ideal spot to enjoy peaceful Florida mornings or unwind in the evenings. This home includes valuable upgrades such as: • Solar panels for energy efficiency • Central vacuum system • Built-in ceiling speakers • Corner lot location • Covered lanai • Lawn maintenance and exterior pest control included through HOA Residents enjoy access to Harmony’s impressive amenities, scenic walking trails, lakes, golf, clubhouse, fitness center, pool, pickleball courts, and more. Ownership also includes a Social Membership to the Harmony Golf Preserve, adding even more lifestyle benefits. Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, and major highways, this home offers the perfect blend of low-maintenance living and an active Florida lifestyle.

3399 Sagebrush Street, Harmony

9010 Concord Road, St Cloud
$199,000
3 Beds ⋅ 3 Baths ⋅ Canaveral Acres 4 SubDv. ⋅ 34773 Zip Code
Virtually Staged. OPPORTUNITY AWAITS - Primary or Investment! Welcome to 9010 Concord Road in St. Cloud, Florida — a unique opportunity to own a spacious home situated on just under 1 ACRE of land with NO HOA, NO CDD and NO Flood Zone. Offering approximately 1,428 square feet, this 3-bedroom, 3-bath home features an inviting open floor plan that provides flexible living and entertaining space. TWO Primary Suites! The property includes updates completed in 2007, adding to its usability and overall appeal. Whether you are searching for your next primary residence, rental property, or investment opportunity, this home presents excellent potential with room to make it your own. Step inside to a spacious foyer that leads into the dining room. The kitchen and living room are located in the center of the home, offering easy entertaining options. NEW Well Pump. Plenty of space to park ALL the toys, boat, RV and more! Holopaw has local restaurants, shopping and near the Community Center offering access to parks, playgrounds, baseball fields plus a second park including a basketball court. Orlando International Airport is 35 miles away and the Brevard County beaches are only 33 miles away. Enjoy the freedom of country-style living while still being conveniently located near local amenities, shopping, dining, and major roadways. All information is deemed reliable and shall be independently verified. Lot lines and measurements are estimated.

9010 Concord Road, St Cloud

7618 Bent Tree Loop, Harmony
$370,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7618 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $370,900, this move-in-ready Adams Home features conservation view and open layout. This 3-bedroom, 2-bath 1970A plan provides efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7618 Bent Tree Loop, Harmony

2541 Harmonia Hammock Road, St Cloud
$350,000
3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 1c-2 SubDv. ⋅ 34773 Zip Code
This popular one-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with 1,672 square feet of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or everyday living. The kitchen is a standout feature, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island ideal for meal prep and gathering. Natural light fills the spacious living area, creating a bright and welcoming atmosphere. The private primary suite, located at the rear of the home, features an ensuite bathroom with dual sinks, a separate shower, and a generous walk-in closet. Two additional well-sized bedrooms share a beautifully appointed full bathroom, offering flexibility for guests, family, or a home office. The laundry room is conveniently located near all bedrooms for added ease. Built with durable concrete block construction, this home also includes smart home technology, allowing you to control features from your smart devices. Residents enjoy access to premium community amenities, including a resort-style pool, playground, and fitness center, enhancing the lifestyle this home offers.

2541 Harmonia Hammock Road, St Cloud

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